{"rate":{"slug":"discover-online-savings","bank":"Discover","accountName":"Online Savings"},"status":"unavailable","lastVerified":"2026-10-19","officialSource":"https://www.discover.com/online-banking/savings-account/","history":[{"date":"2026-10-19","apy":3.1,"note":"Legacy snapshot without event-level evidence"}],"verificationEvents":[{"id":"33a6987b-466e-406f-9884-172f49688092","entityType":"hysa","slug":"discover-online-savings","checkedAt":"2026-10-19T12:00:00.000Z","recordedAt":"2026-10-19T11:44:00.461Z","sourceUrl":"https://www.discover.com/online-banking/savings-account/","sourceLabel":"Discover Online Savings page (now redirecting into Capital One 360 migration messaging)","outcome":"changed","summary":"Converted accounts now carry Capital One 360 Performance Savings' 3.10% rate rather than legacy Discover's 3.30%; first batch converted August 23, 2026","changedFields":["apy","features","pros","cons","ourTake"],"previousHash":"732b11fa4c9dfd84bc0cec6b9019900b3d57a8a132a7c74f824c82f2211b3864","recordHash":"11f90363004f4246f0666e722297ccffb81a624f49cd132436f9c6d4980ed9f2"},{"id":"65004531-b200-40f1-96d7-8a3cc56fe040","entityType":"hysa","slug":"discover-online-savings","checkedAt":"2026-09-04T00:00:00.000Z","recordedAt":"2026-09-05T01:28:44.531Z","sourceUrl":"https://www.discover.com/online-banking/","sourceLabel":"Discover Online Banking page","outcome":"unavailable","summary":"Discover banking now presents Capital One deposit products and does not publish a current Discover Online Savings APY","changedFields":[],"facts":{"currentApy":null},"previousHash":"488d6e718590b8162b8e24f9f621dc4a78ee01da1c810d36847083f57a833f52","recordHash":"2caa2907b39487c2bbbeca55fbac25797658f816d61afe3e06be78ce63cc0286"}],"methodology":"https://creditcompound.com/how-we-rate#verification"}