{"rate":{"slug":"sofi-savings","bank":"SoFi","accountName":"Checking and Savings"},"status":"recent","lastVerified":"2026-09-04","officialSource":"https://www.sofi.com/banking/high-yield-savings-account/","history":[{"date":"2026-06-09","apy":3.8,"note":"Legacy snapshot; no event-level evidence attached"},{"date":"2026-09-04","apy":3.1,"note":"Standard eligible rate; separate 0.90% new-member boost can raise APY to 4.00% for six months","sourceUrl":"https://www.sofi.com/banking/high-yield-savings-account/","sourceLabel":"SoFi savings product page"}],"verificationEvents":[{"id":"d657d1b7-884b-4062-a1c3-3a4283476339","entityType":"hysa","slug":"sofi-savings","checkedAt":"2026-09-04T00:00:00.000Z","recordedAt":"2026-09-05T01:28:42.955Z","sourceUrl":"https://www.sofi.com/banking/high-yield-savings-account/","sourceLabel":"SoFi savings product page","outcome":"changed","summary":"Standard eligible savings APY is 3.10%; new-member boost can raise APY to 4.00% for six months","changedFields":["apy","notes","url","rateHistory"],"facts":{"apy":3.1,"promotionalApy":4},"previousHash":"f6a8518031e1cca3794a2a2c5967855b7a6e7c7448b2e01aa76e8fbf93fbd13b","recordHash":"2900e661e1c3ebefde2a785fc0aa2c9dacece5b4e188aac282de662511ad94b0"}],"methodology":"https://creditcompound.com/how-we-rate#verification"}