{"card":{"slug":"amex-costco-trueearnings","name":"TrueEarnings Card from Costco and American Express","issuer":"american-express","currency":"TrueEarnings Cash Back"},"status":"historical","lastVerified":"2026-06-11","officialSource":"https://www.sec.gov/Archives/edgar/data/4962/000000496216000126/ex991_cobrandpressrelease.htm","history":[{"date":"2016-06","bonus":0,"spend":0,"months":0,"note":"Historical status marker: US Costco transition to Citi/Visa; not evidence of a signup bonus"}],"verificationEvents":[{"id":"9d331149-8370-40e9-988c-9582c1e70993","entityType":"card","slug":"amex-costco-trueearnings","checkedAt":"2026-10-23T07:29:52.536Z","recordedAt":"2026-10-23T07:29:52.537Z","sourceUrl":"https://www.citigroup.com/global/investor/quarterly/2017/annual-report","sourceLabel":"Citi 2016 annual report","outcome":"changed","summary":"Corrected 11 million accounts to the report’s 11 million customers; verified personal and business Costco Visa launches. Does not verify individual account transfer status.","changedFields":["pros","ourTake","editorialReview"],"previousHash":"09ad8d007a4294f1d1335dac31a47cd45b0b370fd7770810e3594394baf2b033","recordHash":"155b103f17363408f6090971975fe35169ef63cf77c104c725450d571ffd3ffc"},{"id":"fb1933b9-abde-453a-bb96-d9a524892163","entityType":"card","slug":"amex-costco-trueearnings","checkedAt":"2026-10-23T07:29:52.464Z","recordedAt":"2026-10-23T07:29:52.465Z","sourceUrl":"https://www.sec.gov/Archives/edgar/data/909832/000090983216000032/cost10k82816.htm","sourceLabel":"Costco 2016 annual report","outcome":"changed","summary":"Verified the June 20, 2016 US Visa transition; clarified the historical card record and removed unsupported zero-bonus timeline claims. Historical fee and rewards record date remains June 11.","changedFields":["tagline","currentOffer","offerHistory","ourTake","editorialReview"],"previousHash":"581927b52e628a0c7f8b025f40aef44b56c82ccbbcbfc2b16c61c10b14080162","recordHash":"09ad8d007a4294f1d1335dac31a47cd45b0b370fd7770810e3594394baf2b033"}],"methodology":"https://creditcompound.com/how-we-rate#verification"}