{"card":{"slug":"amex-platinum","name":"The Platinum Card from American Express","issuer":"american-express","currency":"Amex Membership Rewards"},"status":"recent","lastVerified":"2026-10-19","officialSource":"https://www.americanexpress.com/us/credit-cards/card/platinum/","history":[{"date":"2016-01","bonus":40000,"spend":3000,"months":3},{"date":"2017-03","bonus":60000,"spend":5000,"months":3},{"date":"2020-01","bonus":75000,"spend":5000,"months":6},{"date":"2021-07","bonus":100000,"spend":6000,"months":6},{"date":"2023-01","bonus":80000,"spend":8000,"months":6},{"date":"2024-06","bonus":175000,"spend":8000,"months":6,"note":"Targeted high via CardMatch"},{"date":"2025-09","bonus":175000,"spend":8000,"months":6,"note":"Refresh: $895 AF, new credit stack"},{"date":"2026-01","bonus":175000,"spend":8000,"months":6},{"date":"2026-09-04","observedOn":"2026-09-04","bonus":175000,"spend":12000,"months":6,"note":"Personalized offer advertised as high as 175k; spending requirement increased","sourceUrl":"https://www.americanexpress.com/us/credit-cards/card/platinum/","sourceLabel":"American Express Platinum Card product page"}],"verificationEvents":[{"id":"652f628f-3ace-4230-afe2-c677155780b0","entityType":"card","slug":"amex-platinum","checkedAt":"2026-10-23T03:57:38.686Z","recordedAt":"2026-10-23T03:57:38.687Z","sourceUrl":"https://www.americanexpress.com/en-us/credit-cards/credit-intel/american-express-platinum-shopping-benefits/","sourceLabel":"Amex shopping and wellness benefits, October 22 update","outcome":"changed","summary":"Confirmed published lululemon, Oura and Walmart+ conditions. Equinox was absent from this updated article and current product page; excluded unconfirmed Equinox from selected published credit totals without claiming the benefit has ended.","changedFields":["credits","creditsNote"],"previousHash":"80c38cbe33735052e817ec46f628c7e093605fcf52cdfeed1a573e5df79acfec","recordHash":"4aebd4f62aeff76f4999597fc67b970740786b351b0ff16d61a88f85da9c95f1"},{"id":"87535f7b-a9cc-4844-b589-a6c9946b05a6","entityType":"card","slug":"amex-platinum","checkedAt":"2026-10-23T03:57:38.619Z","recordedAt":"2026-10-23T03:57:38.619Z","sourceUrl":"https://www.americanexpress.com/us/customer-service/faq.card-application-criteria-qualifications.html","sourceLabel":"Amex application criteria","outcome":"changed","summary":"No guaranteed numeric approval-score threshold appears in checked source. Replaced editorial 740 minimum presentation with varies and source-qualified FAQ.","changedFields":["creditScore","editorialReview"],"previousHash":"a2577d41e5fe3cda5e4953e11ec288a8621fa7a8c84eda9fd8e2fd01dc06cbd8","recordHash":"80c38cbe33735052e817ec46f628c7e093605fcf52cdfeed1a573e5df79acfec"},{"id":"66e050fd-5574-4720-a092-ffb1ebed83a3","entityType":"card","slug":"amex-platinum","checkedAt":"2026-10-23T03:57:38.550Z","recordedAt":"2026-10-23T03:57:38.550Z","sourceUrl":"https://www.delta.com/us/en/delta-sky-club/access","sourceLabel":"Delta Sky Club access policy","outcome":"confirmed","summary":"Confirmed 10 visits per Medallion Year, 24-hour visit definition, eligible flight and fare restrictions, guest limitations and $75,000 spending unlock. Guide scope only.","changedFields":[],"previousHash":"dc3f32b14d519b3fa3c78a8323f128f7a1404e54bd42f525559eef891f9e7589","recordHash":"a2577d41e5fe3cda5e4953e11ec288a8621fa7a8c84eda9fd8e2fd01dc06cbd8"},{"id":"297f1bff-e62e-4580-b711-de4cd13b820b","entityType":"card","slug":"amex-platinum","checkedAt":"2026-10-23T03:57:38.483Z","recordedAt":"2026-10-23T03:57:38.484Z","sourceUrl":"https://www.americanexpress.com/en-us/travel/benefits/lodging-credit/","sourceLabel":"Amex lodging-credit terms","outcome":"changed","summary":"Dedicated current page renames hotel credit to lodging credit and includes eligible prepaid Airbnb Luxe. Two-night minimum already applies to THC and Airbnb Luxe; FHR two-night credit requirement starts January 1, 2027.","changedFields":["credits","editorialReview"],"previousHash":"b29cc66bf81beaed806a6fb329a05369e630f333cfc23a83da7694bfa339766e","recordHash":"dc3f32b14d519b3fa3c78a8323f128f7a1404e54bd42f525559eef891f9e7589"},{"id":"5e60cb6d-3be2-4278-bdc6-858e7d0d6cad","entityType":"card","slug":"amex-platinum","checkedAt":"2026-10-23T03:57:38.416Z","recordedAt":"2026-10-23T03:57:38.417Z","sourceUrl":"https://www.americanexpress.com/us/credit-cards/card/platinum/","sourceLabel":"Platinum public product page","outcome":"changed","summary":"Scoped review: confirmed $895 fee, earning structure, published credit conditions and flexible spending power. Replaced universal pay-for-itself claims. Numeric personalized offer did not render; lastVerified and offer dates remain unchanged.","changedFields":["credits","benefits","pros","cons","ourTake","editorialReview"],"previousHash":"d4c00da87fb9597b8a7aa6bd90d535de03ee299871d8c743e5de1e8b92657f42","recordHash":"b29cc66bf81beaed806a6fb329a05369e630f333cfc23a83da7694bfa339766e"},{"id":"4197508c-df73-46e0-be00-51dd1d3bfd54","entityType":"card","slug":"amex-platinum","checkedAt":"2026-10-19T12:00:00.000Z","recordedAt":"2026-10-19T11:43:52.815Z","sourceUrl":"https://www.americanexpress.com/us/credit-cards/card/platinum/","sourceLabel":"American Express Platinum Card product page","outcome":"confirmed","summary":"175,000-point/$12,000 personalized welcome offer unchanged","changedFields":[],"previousHash":"87e18bb23b4da93bc0fd5879de50acb148b10e9f46dbefc1e62c3b98405c00bd","recordHash":"f341e1c0a2b14e8ac3b61831910a7120149d14d6c8f03952b002de016bce12d7"},{"id":"e00ad701-9a0a-47b5-b823-9e61f302c3bc","entityType":"card","slug":"amex-platinum","checkedAt":"2026-09-04T00:00:00.000Z","recordedAt":"2026-09-05T00:55:53.798Z","sourceUrl":"https://www.americanexpress.com/us/credit-cards/card/platinum/","sourceLabel":"American Express Platinum Card product page","outcome":"changed","summary":"Reconfirmed fee, earning rates, credits and lounge terms; personalized maximum offer now requires $12,000 in six months","changedFields":["currentOffer","offerHistory","credits","benefits"],"facts":{"annualFee":895,"offerMaximumPoints":175000,"offerSpend":12000,"offerMonths":6,"offerIsPersonalized":true},"previousHash":"1c55044febe8455bc6dab57383249ba69ad2307b07f5c213e998c2421d6aca0d","recordHash":"782320047fc0edfe80423ed39bf172a212600487e879af19dc0f73eac6576278"}],"methodology":"https://creditcompound.com/how-we-rate#verification"}