{"card":{"slug":"amtrak-guest-rewards-preferred","name":"Amtrak Guest Rewards Preferred Mastercard","issuer":"fnbo","currency":"Amtrak Guest Rewards Points"},"status":"recent","lastVerified":"2026-10-12","officialSource":"https://www.card.fnbo.com/amtrakguestrewards","history":[{"date":"2023-09","bonus":20000,"spend":1000,"months":3,"note":"Post-refresh standard offer"},{"date":"2025-10","bonus":40000,"spend":2000,"months":3,"note":"Elevated offer through December 2025"},{"date":"2026-06","bonus":20000,"spend":1000,"months":3},{"date":"2026-10-12","observedOn":"2026-10-12","bonus":30000,"spend":1500,"months":3,"note":"Limited-time offer, apply by 11/4/2026: 25,000 points after $1,500 in purchases plus 5,000 points for adding an authorized user, both within the first 3 billing cycles","sourceUrl":"https://www.amtrak.com/Apply","sourceLabel":"Amtrak Guest Rewards credit card application page"}],"verificationEvents":[{"id":"976d3ed8-e2db-46f4-a135-37b874d635e6","entityType":"card","slug":"amtrak-guest-rewards-preferred","checkedAt":"2026-10-12T00:00:00.000Z","recordedAt":"2026-10-12T13:11:09.234Z","sourceUrl":"https://www.amtrak.com/Apply","sourceLabel":"Amtrak Guest Rewards credit card application page","outcome":"changed","summary":"Offer now 25,000 points after $1,500 plus 5,000 for an authorized user (apply by 11/4/2026); companion coupon, upgrade and lounge pass now also arrive at account opening; 1,000 TQPs per $5,000 spend.","changedFields":["bonus","spend","benefits"],"facts":{"bonus":30000,"spend":1500,"months":3,"annualFee":99,"foreignTransactionFee":0,"offerEnds":"2026-11-04"},"previousHash":"3329a64503931febba70f782b7001dadbb8901fde85a2af74bc090ab488f5e0e","recordHash":"9ec051ab9b53023f0219a3c57f5a00545b30ab9c237782b6995a4e2928c8ebae"}],"methodology":"https://creditcompound.com/how-we-rate#verification"}