{"card":{"slug":"apple-card","name":"Apple Card","issuer":"goldman-sachs","currency":"Apple Daily Cash"},"status":"recent","lastVerified":"2026-10-22","officialSource":"https://learn.applecard.apple/spend-get-offer-100","history":[{"date":"2019-08","bonus":0,"spend":0,"months":0,"note":"No public welcome bonus"},{"date":"2022-01","bonus":0,"spend":0,"months":0,"note":"No public welcome bonus"},{"date":"2024-01","bonus":0,"spend":0,"months":0,"note":"No public welcome bonus"},{"date":"2026-06","bonus":0,"spend":0,"months":0,"note":"No public welcome bonus"},{"date":"2026-09-05","observedOn":"2026-09-05","bonus":0,"spend":0,"months":0,"note":"No public welcome bonus; card terms reconfirmed","sourceUrl":"https://www.apple.com/apple-card/","sourceLabel":"Apple Card product page"},{"date":"2026-10-22","observedOn":"2026-10-22","bonus":10000,"spend":100,"months":1,"days":30,"note":"$100 Daily Cash after $100 in purchases within 30 days. New cardholders must apply through the linked promotion; Apple Card Family participant purchases do not count. Offer may change.","sourceUrl":"https://learn.applecard.apple/spend-get-offer-100","sourceLabel":"Apple Card $100 promotion and terms"}],"verificationEvents":[{"id":"4495b961-258f-4ac6-85df-1a0143384a33","entityType":"card","slug":"apple-card","checkedAt":"2026-10-23T02:45:29.254Z","recordedAt":"2026-10-23T02:45:29.255Z","sourceUrl":"https://www.apple.com/newsroom/2026/01/chase-to-become-new-issuer-of-apple-card/","sourceLabel":"Apple issuer transition announcement","outcome":"confirmed","summary":"Confirmed January 7 announcement and approximately 24-month expected transition; current promotion still names Goldman Sachs.","changedFields":[],"previousHash":"34d74f293e646c942f3a222a5454d7d2879c07510a3c3fc9e90201cb00086c91","recordHash":"1747e376c11e56d8c1de5ea1c013ff9f1bd6e1722c9200bc3092041e58945988"},{"id":"0ee5d689-009f-4b21-8d2b-5a03e3f3e0d1","entityType":"card","slug":"apple-card","checkedAt":"2026-10-23T02:45:29.181Z","recordedAt":"2026-10-23T02:45:29.182Z","sourceUrl":"https://www.apple.com/apple-card/","sourceLabel":"Apple Card product page","outcome":"confirmed","summary":"Confirmed no annual/late/foreign fees, 3/2/1 reward structure and eligible checkout-selected Monthly Installments; no numerical approval-score guarantee asserted.","changedFields":[],"previousHash":"d77f75710e62e3f1438b5565798379b4ed544a4851efc1feddbc9d47adb5e394","recordHash":"34d74f293e646c942f3a222a5454d7d2879c07510a3c3fc9e90201cb00086c91"},{"id":"f2848760-755a-4cfd-a2c8-f44f4ec64759","entityType":"card","slug":"apple-card","checkedAt":"2026-10-23T02:45:29.110Z","recordedAt":"2026-10-23T02:45:29.111Z","sourceUrl":"https://support.apple.com/en-us/119575","sourceLabel":"Apple Daily Cash support","outcome":"changed","summary":"Verified reward destination options; replaced guaranteed next-day payout with transaction-posting timing from official offer terms.","changedFields":["benefits"],"previousHash":"355f8a2f1b65f12727ae80b99bf396e79a6f3e53ea0625635bb436743a6b3b91","recordHash":"d77f75710e62e3f1438b5565798379b4ed544a4851efc1feddbc9d47adb5e394"},{"id":"2d274ae0-f4f5-4b1a-885a-a2e7ce18e04c","entityType":"card","slug":"apple-card","checkedAt":"2026-10-23T02:45:29.040Z","recordedAt":"2026-10-23T02:45:29.041Z","sourceUrl":"https://learn.applecard.apple/spend-get-offer-100","sourceLabel":"Apple $100 welcome promotion","outcome":"changed","summary":"Verified $100 Daily Cash after $100 within 30 days for eligible new holders applying through the specific promotion. Updated current offer, appended history, linked exact promotion and removed no-bonus-ever claims.","changedFields":["currentOffer","offerHistory","applyUrl","lastVerified","benefits","cons","ourTake"],"previousHash":"b6b9e4c39baed5cc8fc873ac5c7d98b9608112e54014b1f7918d3c8a191ff056","recordHash":"355f8a2f1b65f12727ae80b99bf396e79a6f3e53ea0625635bb436743a6b3b91"},{"id":"da69b1d6-c14a-4fcc-8305-6637b7c515db","entityType":"card","slug":"apple-card","checkedAt":"2026-09-05T10:40:00.000Z","recordedAt":"2026-09-05T10:41:48.132Z","sourceUrl":"https://www.apple.com/apple-card/","sourceLabel":"Apple Card product page","outcome":"changed","summary":"No public welcome bonus; Daily Cash rates, current merchant partners and transition timeline reconciled from Apple sources","changedFields":["currentOffer","offerHistory","earningRates","benefits","cons","lastVerified"],"facts":{"bonus":0,"annualFee":0,"applePayCashBack":2,"selectMerchantCashBack":3},"previousHash":"5ef9ec662da6f4272ee021b665a494abba4e45404e5adfeb9e4122935e0a036c","recordHash":"bb6c4e9001cb42263e8a10fb70ddaccad9a5e34b3db24ebaa87ecb24e9e31cd1"}],"methodology":"https://creditcompound.com/how-we-rate#verification"}