{"card":{"slug":"aven-visa","name":"Aven Home Equity Visa Card","issuer":"aven","currency":"Cash Back"},"status":"recent","lastVerified":"2026-10-12","officialSource":"https://www.aven.com/home-equity-visa-card","history":[{"date":"2024-01","bonus":0,"spend":0,"months":0,"note":"National rollout with Coastal Community Bank"},{"date":"2026-06","bonus":0,"spend":0,"months":0,"note":"No standard welcome offer"},{"date":"2026-10-12","observedOn":"2026-10-12","bonus":0,"spend":0,"months":0,"note":"No standard welcome offer","sourceUrl":"https://www.aven.com/home-equity-visa-card","sourceLabel":"Aven Home Equity Visa Card product page"}],"verificationEvents":[{"id":"1ddf4ffb-5cac-4110-9807-11b9ae0a34f0","entityType":"card","slug":"aven-visa","checkedAt":"2026-10-12T00:00:00.000Z","recordedAt":"2026-10-12T13:11:10.587Z","sourceUrl":"https://www.aven.com/home-equity-visa-card","sourceLabel":"Aven Home Equity Visa Card product page","outcome":"changed","summary":"No welcome offer, $0 fee and 2.5% transfer fee confirmed; APR range now 6.74% to 14.99% on primary residences, 2% cash back requires AutoPay (1.5% without), and the 7x hotel portal rate is no longer advertised.","changedFields":["earningRates","benefits","pros"],"facts":{"cashBackWithAutoPay":2,"cashBackWithoutAutoPay":1.5,"aprMin":6.74,"aprMax":14.99,"transferFee":2.5,"annualFee":0},"previousHash":"b7660d9b843f8b7d0c42552c38668ecf3db05566506e20e1f59db547fe4107b7","recordHash":"ef8a05af0f415db5ff61d82eaf0fb8f3ac6ccb830cd4ae3a8817b581d066aa7b"}],"methodology":"https://creditcompound.com/how-we-rate#verification"}