{"card":{"slug":"bilt-palladium","name":"Bilt Palladium Card","issuer":"bilt","currency":"Bilt Points"},"status":"recent","lastVerified":"2026-09-04","officialSource":"https://www.bilt.com/card","history":[{"date":"2026-02","bonus":50000,"spend":4000,"months":3,"note":"Bilt 2.0 launch tier"},{"date":"2026-06","bonus":50000,"spend":4000,"months":3},{"date":"2026-09-04","bonus":50000,"spend":4000,"months":3,"note":"Plus Gold status and $300 Bilt Cash; qualifying spend excludes housing purchases","observedOn":"2026-09-04","sourceUrl":"https://www.bilt.com/card","sourceLabel":"Bilt card lineup and terms"}],"verificationEvents":[{"id":"e18be640-88d8-454f-950a-c4854e260996","entityType":"card","slug":"bilt-palladium","checkedAt":"2026-09-05T03:10:00.000Z","recordedAt":"2026-09-05T03:19:42.722Z","sourceUrl":"https://www.bilt.com/card","sourceLabel":"Bilt card lineup and terms","outcome":"changed","summary":"Confirmed the 50,000-point plus $300 Bilt Cash welcome offer and recorded current earning, housing, annual-credit and authorized-user lounge terms.","changedFields":["currentOffer","offerHistory","earningRates","benefits","authorizedUserFee","applyUrl","lastVerified"],"facts":{"welcomePoints":50000,"welcomeBiltCash":300,"spend":4000,"days":90,"annualFee":495,"annualBiltCash":200,"hotelCredit":400,"authorizedUserFee":95},"previousHash":"1c901366c4bbd3f3935328caa1eca90d9e55b2a4f7ec8dbca4866ccdf9661294","recordHash":"fa7b8cd146464ca4428c9c25038ca83c9c415ef9a7264fadaef97ec17fa67ee2"}],"methodology":"https://creditcompound.com/how-we-rate#verification"}