{"card":{"slug":"bmo-cash-back","name":"BMO Cash Back Mastercard","issuer":"bmo","currency":"Cash Back"},"status":"recent","lastVerified":"2026-10-12","officialSource":"https://www.bmo.com/en-us/main/personal/credit-cards/bmo-cash-back-credit-card/","history":[{"date":"2025-01","bonus":0,"spend":0,"months":0,"note":"No standing bonus between promos"},{"date":"2026-06","bonus":20000,"spend":2000,"months":3,"note":"$200 cash back promo"},{"date":"2026-10-12","observedOn":"2026-10-12","bonus":0,"spend":0,"months":12,"note":"Limited-time cashback match: double cash back on purchases in the first 12 months for applications received September 1 to November 1, 2026 (gas, EV charging and grocery doubling capped at $6,000), paid 3 to 4 weeks after month 12","sourceUrl":"https://www.bmo.com/en-us/main/personal/credit-cards/bmo-cash-back-credit-card/","sourceLabel":"BMO Cash Back Mastercard product page"}],"verificationEvents":[{"id":"deb29169-dff5-4be9-bf6d-ef73f9243076","entityType":"card","slug":"bmo-cash-back","checkedAt":"2026-10-12T00:00:00.000Z","recordedAt":"2026-10-12T13:11:11.574Z","sourceUrl":"https://www.bmo.com/en-us/main/personal/credit-cards/bmo-cash-back-credit-card/","sourceLabel":"BMO Cash Back Mastercard product page","outcome":"changed","summary":"$200 promo replaced by first-year double cash back for applications 9/1-11/1/2026 (gas/grocery doubling capped at $6,000); 5/3/1 earn, $1,500 quarterly cap, $0 fee confirmed","changedFields":["currentOffer","benefits"],"facts":{"offer":"double cash back year one","annualFee":0,"cellPhoneProtection":400},"previousHash":"772103a022a8003ecb3cc606ea2cc215aae34d37dafa508c612557a9310919b0","recordHash":"514232ec5594bcdb8d85a88fa0c3c317ac574ada124eee31013c9292ffdacf30"}],"methodology":"https://creditcompound.com/how-we-rate#verification"}