{"card":{"slug":"bread-cashback-amex","name":"Bread Cashback American Express","issuer":"comenity","currency":"Cash Back"},"status":"recent","lastVerified":"2026-11-02","officialSource":"https://www.breadfinancial.com/en/bread-financial-cashback-card.html","history":[{"date":"2022-09","bonus":0,"spend":0,"months":0,"note":"Launched with no welcome offer"},{"date":"2026-06","bonus":0,"spend":0,"months":0,"note":"No public welcome offer"},{"date":"2026-09-07","observedOn":"2026-09-07","bonus":20000,"spend":1000,"months":3,"note":"$200 statement credit reported as a targeted offer, not a standing public one","sourceLabel":"Card-review aggregator coverage"},{"date":"2026-11-02","observedOn":"2026-11-02","bonus":20000,"spend":1000,"months":3,"note":"Freshness-rotation reconfirmation: the card remains active (FirstCard's 2026 review still covers it; no fee, no foreign transaction fee, flat 2%). No standing public welcome offer confirmed; the targeted $200/$1,000/3-month offer could not be independently reconfirmed as still live, so it is carried forward unchanged rather than asserted as current.","sourceLabel":"FirstCard Bread Cashback American Express review and Bread Financial's own card page, checked November 2, 2026"}],"verificationEvents":[],"methodology":"https://creditcompound.com/how-we-rate#verification"}