{"card":{"slug":"bread-rewards-amex","name":"Bread Rewards American Express","issuer":"comenity","currency":"Bread Rewards Points"},"status":"recent","lastVerified":"2026-10-12","officialSource":"https://www.breadfinancial.com/en/bread-rewards-credit-card.html","history":[{"date":"2024-07","bonus":0,"spend":0,"months":0,"note":"Launched targeted, later opened to everyone"},{"date":"2026-06","bonus":0,"spend":0,"months":0,"note":"No welcome offer"},{"date":"2026-10-12","observedOn":"2026-10-12","bonus":0,"spend":0,"months":0,"note":"No welcome offer","sourceUrl":"https://www.breadfinancial.com/en/bread-rewards-credit-card.html","sourceLabel":"Bread Financial Bread Rewards card page"}],"verificationEvents":[{"id":"e372fc17-3a88-434b-bb72-a1e480ca369d","entityType":"card","slug":"bread-rewards-amex","checkedAt":"2026-10-12T00:00:00.000Z","recordedAt":"2026-10-12T13:11:13.725Z","sourceUrl":"https://www.breadfinancial.com/en/bread-rewards-credit-card.html","sourceLabel":"Bread Financial Bread Rewards card page","outcome":"changed","summary":"No welcome offer and 3x gas, grocery, dining and utilities confirmed; added 25% extra points in cycles with 20+ purchases.","changedFields":["benefits"],"facts":{"bonus":0},"previousHash":"be7e5f4e1f4550fb2b4abf0f240b502a5b58798e6f7cc6260bfb62df16be5884","recordHash":"9bcf0cc01f0a56069008d8d1abd29b3b33c92d76e6061466b47f06089d70ca1d"}],"methodology":"https://creditcompound.com/how-we-rate#verification"}