{"card":{"slug":"capital-one-spark-classic","name":"Capital One Spark 1% Classic","issuer":"capital-one","currency":"Capital One Cash Back"},"status":"recent","lastVerified":"2026-11-02","officialSource":"https://www.capitalone.com/small-business/credit-cards/spark-classic/","history":[{"date":"2026-06","bonus":0,"spend":0,"months":0,"note":"No welcome offer"},{"date":"2026-10-12","observedOn":"2026-10-12","bonus":0,"spend":0,"months":0,"note":"No welcome offer; $0 annual fee and unlimited 1% cash back confirmed","sourceUrl":"https://www.capitalone.com/small-business/credit-cards/spark-classic/","sourceLabel":"Capital One Spark 1% Classic product page"}],"verificationEvents":[{"id":"681ecfb7-1c68-44c9-9f03-b40bb9210d8f","entityType":"card","slug":"capital-one-spark-classic","checkedAt":"2026-10-23T06:31:31.375Z","recordedAt":"2026-10-23T06:31:31.376Z","sourceUrl":"https://www.capitalone.com/small-business/credit-cards/spark-classic/","sourceLabel":"Official issuer terms for business-card guide","outcome":"confirmed","summary":"Checked annual fee and ongoing reward conditions for the business-card guide on October 23. This does not renew the full card record, welcome offer, APR or application approval claims.","changedFields":[],"facts":{"scope":"best-business-credit-cards guide only","annualFee":0,"earningSummary":"Unlimited 1% cash back on eligible purchases.","watchOut":"Fair-credit positioning is not an approval guarantee. Interest can outweigh the rewards if you carry a balance; compare the current APR before applying."},"previousHash":"ceb077de68682721b49607142e1b0480de00fccb04865f89afeb2dcc4d1ada7d","recordHash":"65dc499e0c7e372903a31b9e9b2188dc7756747e165beaec9fb27ad06f4651e6"},{"id":"536e2743-3067-4653-a9c9-f710a1b47995","entityType":"card","slug":"capital-one-spark-classic","checkedAt":"2026-10-12T00:00:00.000Z","recordedAt":"2026-10-12T13:11:04.870Z","sourceUrl":"https://www.capitalone.com/small-business/credit-cards/spark-classic/","sourceLabel":"Capital One Spark 1% Classic product page","outcome":"confirmed","summary":"$0 fee, unlimited 1% cash back and fair credit confirmed","changedFields":[],"facts":{"bonus":0,"spend":0,"months":0},"previousHash":"d762fb6a5f9123f8836f3656b46a704135c7c0f17f112ff912cfb34f25b6654c","recordHash":"81563c79f51a9d73d37df9b6d5fb93b956e2495b15d58af926b99716ca3b4c85"}],"methodology":"https://creditcompound.com/how-we-rate#verification"}