{"card":{"slug":"capital-one-venture-x-business","name":"Capital One Venture X Business","issuer":"capital-one","currency":"Capital One Miles"},"status":"recent","lastVerified":"2026-11-02","officialSource":"https://www.capitalone.com/small-business/credit-cards/venture-x-business/","history":[{"date":"2023-09","bonus":150000,"spend":30000,"months":3,"note":"Launch offer"},{"date":"2024-06","bonus":300000,"spend":100000,"months":6,"note":"Big-spender elevated tier"},{"date":"2025-08","bonus":150000,"spend":30000,"months":3},{"date":"2026-06","bonus":150000,"spend":30000,"months":3},{"date":"2026-09-05","observedOn":"2026-09-05","bonus":150000,"spend":30000,"months":3,"note":"Public offer confirmed unchanged","sourceUrl":"https://www.capitalone.com/small-business/credit-cards/venture-x-business/","sourceLabel":"Capital One Venture X Business product page"},{"date":"2026-10-23","observedOn":"2026-10-23","bonus":300000,"spend":120000,"months":4,"tiers":[{"bonus":150000,"spend":40000},{"bonus":300000,"spend":120000}],"note":"Tiered offer: 150,000 miles after $40,000 in the first four months; another 150,000 miles plus a one-time $1,000 Capital One Business Travel credit at $120,000 total in the same four months. The one-time credit expires 16 months after account opening. Existing or previous Capital One Business cardholders may be ineligible. The separate $300 annual travel credit is not an extra welcome bonus.","sourceUrl":"https://www.capitalone.com/small-business/credit-cards/venture-x-business/","sourceLabel":"Capital One Venture X Business public offer and footnote 1"}],"verificationEvents":[{"id":"078189e6-8df7-41e6-89a8-f3259baa6d4c","entityType":"card","slug":"capital-one-venture-x-business","checkedAt":"2026-10-23T18:05:35.285Z","recordedAt":"2026-10-23T18:05:35.286Z","sourceUrl":"https://www.capitalone.com/small-business/credit-cards/venture-x-business/","sourceLabel":"Capital One live product, anniversary overview and Business lounge terms","outcome":"changed","summary":"Verified two four-month offer tiers: 150k miles at $40k, 300k total plus one-time $1k travel credit at $120k total. Corrected credit expiry, annual value, lounge guests and employee access, approval wording, payment terms and related comparison. Preserved historical observations and rating; added conditional tier displays.","changedFields":["currentOffer","offerHistory","lastVerified","creditScore","tagline","bonusValueCents","earningRates","credits","benefits","pros","cons","ourTake","bestFor","editorialReview"],"facts":{"bonus":300000,"spend":120000,"months":4,"firstTierBonus":150000,"firstTierSpend":40000,"oneTimeTravelCredit":1000,"oneTimeCreditExpiryMonthsFromOpening":16,"annualFee":395,"annualTravelCredit":300,"anniversaryMiles":10000,"additionalCardholderLoungeFee":125,"capitalOneGuestCalendarYearSpend":75000,"priorityPassFreeGuests":2},"previousHash":"0a6ce4bab889a7c11460f134fd05d984c104d2dcbba6082d9cf5e3447e5956b1","recordHash":"f8bcca40e4269154378204dfd182db17bc772494fd30abe15dbe8ea496fd923e"},{"id":"87aa2eeb-56ff-494a-8342-0c85192fc066","entityType":"card","slug":"capital-one-venture-x-business","checkedAt":"2026-10-23T06:31:31.229Z","recordedAt":"2026-10-23T06:31:31.229Z","sourceUrl":"https://www.capitalone.com/small-business/credit-cards/venture-x-business/","sourceLabel":"Official issuer terms for business-card guide","outcome":"confirmed","summary":"Checked annual fee and ongoing reward conditions for the business-card guide on October 23. This does not renew the full card record, welcome offer, APR or application approval claims.","changedFields":[],"facts":{"scope":"best-business-credit-cards guide only","annualFee":395,"earningSummary":"2x miles on other purchases; 10x hotels/rental cars and 5x flights/vacation rentals booked through Capital One Business Travel.","watchOut":"No preset spending limit does not mean unlimited spending. Designed for payment in full, with an option to carry an eligible portion with interest. Portal credits expire and do not earn rewards."},"previousHash":"678e41a81e1339b084c0c6e2e0320024635507b680c514fe4e1f9529f96391a6","recordHash":"e0b7795f6fd76e6dab37d2a6b9ada918ae42f501f27a1c79123bd7d990e77a6c"},{"id":"39278d1b-449c-4c59-9d7f-5aba577ce31d","entityType":"card","slug":"capital-one-venture-x-business","checkedAt":"2026-09-05T10:32:00.000Z","recordedAt":"2026-09-05T10:17:41.481Z","sourceUrl":"https://www.capitalone.com/small-business/credit-cards/venture-x-business/","sourceLabel":"Capital One Venture X Business product page","outcome":"changed","summary":"Confirmed 150,000-mile offer and corrected travel earning, payment terms, lounge, employee-card and travel-benefit details","changedFields":["offerHistory","earningRates","benefits","cons","ourTake","lastVerified"],"facts":{"bonus":150000,"spend":30000,"months":3,"annualFee":395,"travelCredit":300,"trustedTravelerCredit":120},"previousHash":"5a029625a8c6fef2b0f480bbacae8913be3cb16f6e474d5f219ddbdce2823041","recordHash":"71540b33b73d416f8942d4f077d82e8a41e1638f513016421560b841d13a2a00"}],"methodology":"https://creditcompound.com/how-we-rate#verification"}