{"card":{"slug":"chase-freedom-unlimited","name":"Chase Freedom Unlimited","issuer":"chase","currency":"Chase Ultimate Rewards"},"status":"recent","lastVerified":"2026-11-02","officialSource":"https://creditcards.chase.com/cash-back-credit-cards/freedom/unlimited","history":[{"date":"2022-01","bonus":20000,"spend":500,"months":3},{"date":"2023-04","bonus":30000,"spend":500,"months":3,"note":"Match: extra 1.5% first year"},{"date":"2024-06","bonus":20000,"spend":500,"months":3},{"date":"2026-01","bonus":20000,"spend":500,"months":3},{"date":"2026-09-05","observedOn":"2026-09-05","bonus":20000,"spend":500,"months":3,"note":"$200 cash back; public offer confirmed unchanged","sourceUrl":"https://creditcards.chase.com/cash-back-credit-cards/freedom/unlimited","sourceLabel":"Chase Freedom Unlimited product page and offer details"},{"date":"2026-11-02","observedOn":"2026-11-02","bonus":20000,"spend":500,"months":3,"note":"Freshness-rotation reconfirmation: Chase's product and homepage pages still advertise a $200 bonus for $500 spend in 3 months, no annual fee, 1.5%/3%/5% earning rates. No change.","sourceUrl":"https://creditcards.chase.com/cash-back-credit-cards/freedom/unlimited","sourceLabel":"Chase Freedom Unlimited product page, checked November 2, 2026"}],"verificationEvents":[{"id":"0227b9f4-8700-4223-ae00-55fe9de8abbf","entityType":"card","slug":"chase-freedom-unlimited","checkedAt":"2026-10-23T06:41:00.798Z","recordedAt":"2026-10-23T06:41:00.799Z","sourceUrl":"https://creditcards.chase.com/cash-back-credit-cards/freedom/unlimited","sourceLabel":"Issuer terms for no-annual-fee guide","outcome":"confirmed","summary":"Guide-only fee and ongoing rewards check October 23. Does not renew full card, current welcome offer, APR or approval claims.","changedFields":[],"facts":{"scope":"best-no-annual-fee-credit-cards guide only","annualFee":0,"earningSummary":"5% on Chase Travel purchases; 3% on dining and drugstores; 1.5% on other purchases.","watchOut":"The 5% travel rate requires Chase Travel bookings. No annual fee does not rule out interest, transfer fees or other charges."},"previousHash":"112d6610545cc9c3ddfe5ffe376d2e7e10199ab0ef41954e55ccb6a7629643eb","recordHash":"e307c54b7f53110364d93d90e28479bce3507f142a1d3808d031491a91fe67ff"},{"id":"aa3d5b91-af16-429b-a9ad-2c77b5441e8b","entityType":"card","slug":"chase-freedom-unlimited","checkedAt":"2026-09-05T10:31:30.000Z","recordedAt":"2026-09-05T10:32:12.870Z","sourceUrl":"https://creditcards.chase.com/cash-back-credit-cards/freedom/unlimited","sourceLabel":"Chase Freedom Unlimited product page and offer details","outcome":"confirmed","summary":"Correction to prior event summary: public $200 offer, no annual fee, earn rates, 15-month introductory APR and bonus eligibility confirmed","changedFields":[],"facts":{"bonus":20000,"spend":500,"months":3,"annualFee":0,"introAprMonths":15},"previousHash":"3a6b7498055d691819dbdae8330e546950566906777f0f40fe48867ba70726a6","recordHash":"f88b33271d57ad6a80cc2fb02bdd1f73cd978e350c0ddc08ba12897240bc3cb6"},{"id":"e08c1c8c-d523-4036-ac22-1315bca1ab55","entityType":"card","slug":"chase-freedom-unlimited","checkedAt":"2026-09-05T10:29:00.000Z","recordedAt":"2026-09-05T10:31:51.022Z","sourceUrl":"https://creditcards.chase.com/cash-back-credit-cards/freedom/unlimited","sourceLabel":"Chase Freedom Unlimited product page and offer details","outcome":"confirmed","summary":"Public  offer, no annual fee, earn rates, 15-month introductory APR and bonus eligibility confirmed","changedFields":["offerHistory","benefits","cons","lastVerified"],"facts":{"bonus":20000,"spend":500,"months":3,"annualFee":0,"introAprMonths":15},"previousHash":"862de77b9ac81e417e000fe4746a5d99233962eb5e1acee10a52ad3d0b6a6ae4","recordHash":"012c887c2b5a23a5b4b7e2efb38fa6dc0b2cc39088b22ada185644765ed8d0b4"}],"methodology":"https://creditcompound.com/how-we-rate#verification"}