{"card":{"slug":"chime-credit-builder","name":"Chime Credit Builder Secured Visa","issuer":"chime","currency":"Cash Back"},"status":"recent","lastVerified":"2026-10-12","officialSource":"https://www.chime.com/credit-builder/","history":[{"date":"2026-06","bonus":0,"spend":0,"months":0,"note":"No welcome offer"},{"date":"2026-10-12","observedOn":"2026-10-12","bonus":0,"spend":0,"months":0,"note":"No welcome offer","sourceUrl":"https://www.chime.com/credit-builder/","sourceLabel":"Chime Credit Builder product page"}],"verificationEvents":[{"id":"23bb5283-01f8-4594-8aec-4d1dcf21cfc6","entityType":"card","slug":"chime-credit-builder","checkedAt":"2026-10-12T00:00:00.000Z","recordedAt":"2026-10-12T13:11:14.384Z","sourceUrl":"https://www.chime.com/credit-builder/","sourceLabel":"Chime Credit Builder product page","outcome":"changed","summary":"No fee, no interest, no deposit minimum confirmed; requirement is a Chime Checking Account, $200 direct deposit not stated for applying.","changedFields":["cons","ourTake"],"facts":{"annualFee":0},"previousHash":"5c05c25de1a9256d0fb40603dda99d22955479cc6731d56b4a5017f0c129335f","recordHash":"29d256c75c68481e40695a96721c0c05dac171b41ea1e3c4e38a4cfdccd88a71"}],"methodology":"https://creditcompound.com/how-we-rate#verification"}