{"card":{"slug":"citi-simplicity","name":"Citi Simplicity Card","issuer":"citi","currency":"None"},"status":"recent","lastVerified":"2026-10-12","officialSource":"https://www.citi.com/credit-cards/citi-simplicity-credit-card","history":[{"date":"2021-01","bonus":0,"spend":0,"months":0,"note":"No welcome offer"},{"date":"2026-06","bonus":0,"spend":0,"months":0,"note":"No welcome offer, 0% intro APR card"},{"date":"2026-10-12","observedOn":"2026-10-12","bonus":0,"spend":0,"months":0,"note":"No welcome offer; intro APR now 0% for 18 months on both purchases and balance transfers (balance transfers within 4 months, 3% intro fee, $5 minimum)","sourceUrl":"https://www.citi.com/credit-cards/citi-simplicity-credit-card","sourceLabel":"Citi Simplicity product page"}],"verificationEvents":[{"id":"7637b886-06ed-4b9e-899c-f7a8be1f999c","entityType":"card","slug":"citi-simplicity","checkedAt":"2026-10-12T00:00:00.000Z","recordedAt":"2026-10-12T13:11:04.200Z","sourceUrl":"https://www.citi.com/credit-cards/citi-simplicity-credit-card","sourceLabel":"Citi Simplicity product page","outcome":"changed","summary":"Intro APR changed to 0% for 18 months on both purchases and balance transfers (was 21 BT/12 purchases); no late fees and no annual fee confirmed","changedFields":["tagline","benefits","pros","ourTake"],"facts":{"bonus":0,"spend":0,"months":0},"previousHash":"fcea539a3e701374634e88325c5f870b09fcf212564dc9b5c1c79126fe422029","recordHash":"e5f3bb3351de415cc54ff48ee398f83cdc14844686f9da88482075a9ae39c14d"}],"methodology":"https://creditcompound.com/how-we-rate#verification"}