{"card":{"slug":"citi-strata","name":"Citi Strata Card","issuer":"citi","currency":"Citi ThankYou Points"},"status":"recent","lastVerified":"2026-11-02","officialSource":"https://www.citi.com/credit-cards/citi-strata-credit-card","history":[{"date":"2025-05","bonus":20000,"spend":1000,"months":3,"note":"Launch offer"},{"date":"2025-07","bonus":30000,"spend":1000,"months":3,"note":"Elevated offer, ended January 2026"},{"date":"2026-06","bonus":20000,"spend":1000,"months":3},{"date":"2026-09-28","observedOn":"2026-09-28","bonus":20000,"spend":1000,"months":3,"note":"Bonus amount unchanged, but Citi replaced the 48-month reapplication window with once-per-lifetime eligibility language across the whole Strata family (Strata, Strata Premier, Strata Elite) around September 20, 2026"},{"date":"2026-11-02","observedOn":"2026-11-02","bonus":20000,"spend":1000,"months":3,"note":"Freshness-rotation reconfirmation: Citi's apply page and independent coverage (AwardWallet, One Mile at a Time) still show 20,000 points / $1,000 / 3 months, $0 annual fee, and the once-per-lifetime bonus-eligibility rule tied to ever having held a Strata card. No change.","sourceUrl":"https://www.citi.com/credit-cards/citi-strata-credit-card","sourceLabel":"Citi Strata Card page, checked November 2, 2026"}],"verificationEvents":[{"id":"74a39f7d-f85e-469d-9850-613d7d1e7381","entityType":"card","slug":"citi-strata","checkedAt":"2026-10-23T03:43:40.469Z","recordedAt":"2026-10-23T03:43:40.471Z","sourceUrl":"https://www.citi.com/credit-cards/citi-strata-credit-card","sourceLabel":"Official issuer page: best-credit-cards guide check","outcome":"confirmed","summary":"Verified guide annual fee, ongoing earning summary and stated limitations. This is a scoped guide check, not a full review or welcome-offer reverification; existing card verification date is preserved.","changedFields":[],"facts":{"annualFee":0,"guideSlug":"best-credit-cards","scope":"guide-fee-and-ongoing-rewards","checkedDate":"2026-10-22"},"previousHash":"21ed4d5b9376a03f6f98e1abd0745197d39bbf622ea4e2903a42e42b5e8c2e78","recordHash":"5db5f9fd6bcb6c5022bf5fbebdd1355e204ec9dd896ed4b0412d2b36d492d221"}],"methodology":"https://creditcompound.com/how-we-rate#verification"}