{"card":{"slug":"credit-one-platinum","name":"Credit One Bank Platinum Visa","issuer":"credit-one","currency":"Cash Back"},"status":"recent","lastVerified":"2026-10-12","officialSource":"https://www.creditonebank.com/credit-cards/platinum-visa-for-rebuilding-credit","history":[{"date":"2023-01","bonus":0,"spend":0,"months":0},{"date":"2026-06","bonus":0,"spend":0,"months":0,"note":"No welcome bonus; $75 first-year fee charged at opening"},{"date":"2026-10-12","observedOn":"2026-10-12","bonus":0,"spend":0,"months":0,"note":"No welcome bonus; $75 first-year fee, then $99 a year billed at $8.25 a month","sourceUrl":"https://www.creditonebank.com/credit-cards/platinum-visa-for-rebuilding-credit","sourceLabel":"Credit One Platinum Visa for Rebuilding Credit product page"}],"verificationEvents":[{"id":"76214e27-f86b-492e-be90-44e4b79edbe2","entityType":"card","slug":"credit-one-platinum","checkedAt":"2026-10-12T00:00:00.000Z","recordedAt":"2026-10-12T13:11:14.893Z","sourceUrl":"https://www.creditonebank.com/credit-cards/platinum-visa-for-rebuilding-credit","sourceLabel":"Credit One Platinum Visa product page","outcome":"confirmed","summary":"No bonus; $75 first year then $99 billed $8.25 monthly; 1% on gas, grocery, phone/internet/TV; 29.74% APR confirmed","changedFields":[],"facts":{"annualFee":99,"firstYearFee":75,"apr":29.74},"previousHash":"827e6d5f192ca009b300c12f5bf8a2d4017c4728381a29f7c81c163aee651ba5","recordHash":"02cf4f9fb030f91783b2d8ae60c2a5318c82fc5781720d42588c70c441eadfe3"}],"methodology":"https://creditcompound.com/how-we-rate#verification"}