{"card":{"slug":"dcu-visa-platinum","name":"DCU Visa Platinum Credit Card","issuer":"dcu","currency":"Cash Back"},"status":"recent","lastVerified":"2026-10-12","officialSource":"https://www.dcu.org/borrow/credit-cards/visa-platinum-credit-card.html","history":[{"date":"2026-06","bonus":0,"spend":0,"months":0,"note":"No welcome offer"},{"date":"2026-10-12","observedOn":"2026-10-12","bonus":0,"spend":0,"months":0,"note":"No welcome offer; variable APR as low as 12.00%, maximum 18%, $0 annual, balance transfer, cash advance and foreign transaction fees confirmed","sourceUrl":"https://www.dcu.org/borrow/credit-cards/visa-platinum-credit-card.html","sourceLabel":"DCU Visa Platinum Credit Card product page"}],"verificationEvents":[{"id":"c12de907-82e8-4b3b-be62-d2ea3caf2bd6","entityType":"card","slug":"dcu-visa-platinum","checkedAt":"2026-10-12T00:00:00.000Z","recordedAt":"2026-10-12T13:11:05.819Z","sourceUrl":"https://www.dcu.org/borrow/credit-cards/visa-platinum-credit-card.html","sourceLabel":"DCU Visa Platinum Credit Card product page","outcome":"changed","summary":"No welcome offer and $0 annual, balance transfer, cash advance and foreign fees confirmed; APR corrected to as low as 12.00% (max 18%), and membership now described as joining a participating organization (from about $8) instead of a $10 donation; DCU has merged into First Technology FCU.","changedFields":["benefits","ourTake"],"facts":{"bonus":0,"annualFee":0,"foreignTransactionFee":0,"aprMin":12,"aprMax":18,"balanceTransferFee":0,"cashAdvanceFee":0},"previousHash":"3ee7ebddec35b72427c0fe65b85915fd2f15fa0de974c7745d95729772b929d8","recordHash":"987c8865db186fb7fac9695c06fe068e91baab2e7fb9bcfb9bf52f7a7687ddd6"}],"methodology":"https://creditcompound.com/how-we-rate#verification"}