{"card":{"slug":"discover-it-cash-back","name":"Discover it Cash Back","issuer":"discover","currency":"Discover Cash Back"},"status":"recent","lastVerified":"2026-10-26","officialSource":"https://www.discover.com/credit-cards/cash-back/it-card.html","history":[{"date":"2020-01","bonus":0,"spend":0,"months":0},{"date":"2026-01","bonus":0,"spend":0,"months":0},{"date":"2026-09-04","bonus":0,"spend":0,"months":0,"note":"Unlimited Cashback Match after the first 365 days; no purchase minimum","observedOn":"2026-09-04","sourceUrl":"https://www.discover.com/credit-cards/cash-back/it-card/","sourceLabel":"Discover it Cash Back product page and offer terms"}],"verificationEvents":[{"id":"6d5ceac6-e109-4602-b087-db8989bad9c9","entityType":"card","slug":"discover-it-cash-back","checkedAt":"2026-10-23T06:41:01.163Z","recordedAt":"2026-10-23T06:41:01.164Z","sourceUrl":"https://www.discover.com/credit-cards/cash-back/cashback-calendar.html","sourceLabel":"Discover quarterly cap disclosure","outcome":"confirmed","summary":"Calendar widget failed to render, but its current disclaimer explicitly confirms 5% on up to $1,500 quarterly after activation. No current category list is asserted.","changedFields":[],"previousHash":"ff0409325d8ae93e3ccf2ce8d16fee4086857200bf975158fa94e320ae0b0a9e","recordHash":"7c5c3ab8126e18e98fd6cd52f8f2db00cbe74face2e0e2adf17627507c9f00a2"},{"id":"10c6c083-04dc-474d-aee6-2977ea751623","entityType":"card","slug":"discover-it-cash-back","checkedAt":"2026-10-23T06:41:00.944Z","recordedAt":"2026-10-23T06:41:00.945Z","sourceUrl":"https://www.discover.com/credit-cards/cash-back/it-card/","sourceLabel":"Issuer terms for no-annual-fee guide","outcome":"confirmed","summary":"Guide-only fee and ongoing rewards check October 23. Does not renew full card, current welcome offer, APR or approval claims.","changedFields":[],"facts":{"scope":"best-no-annual-fee-credit-cards guide only","annualFee":0,"earningSummary":"5% in activated quarterly categories on up to $1,500 of purchases per quarter; 1% on other purchases.","watchOut":"Activation and the quarterly maximum matter. This is a rewards-card choice, not a guarantee of approval for a first-time applicant."},"previousHash":"097dc54a6ed41ecb69a781a1928d8bc7667953fd09e4d4f0f9bd860b7981b32a","recordHash":"0e75f76b9df09d0aa3ec4603e9b4dfb406490b1f8e8b3ade8c7d263c22c1ba06"},{"id":"57064c55-93f7-41cc-b307-f2c459ddc8af","entityType":"card","slug":"discover-it-cash-back","checkedAt":"2026-09-05T04:07:00.000Z","recordedAt":"2026-09-05T03:37:47.195Z","sourceUrl":"https://www.discover.com/credit-cards/cash-back/it-card/","sourceLabel":"Discover it Cash Back product page and offer terms","outcome":"changed","summary":"Confirmed unlimited first-year Cashback Match and recorded the current rotating-category, introductory APR and security terms.","changedFields":["currentOffer","offerHistory","benefits","lastVerified"],"facts":{"cashbackMatch":true,"matchDays":365,"annualFee":0,"introAprMonths":15,"rotatingRate":5},"previousHash":"66a548ab4646414057d4b16d50da947d5ac9c8828c2b82bb2bdcd12ec0cc8cda","recordHash":"4c5d676e4f090475107da6b8a824563abbf5384bd9fcd62f5eac5f014fcc5e1a"}],"methodology":"https://creditcompound.com/how-we-rate#verification"}