{"card":{"slug":"fnbo-evergreen","name":"FNBO Evergreen Visa","issuer":"fnbo","currency":"Cash Back"},"status":"recent","lastVerified":"2026-10-12","officialSource":"https://www.fnbo.com/personal-banking/credit-cards/evergreen","history":[{"date":"2023-01","bonus":20000,"spend":1000,"months":3},{"date":"2026-06","bonus":20000,"spend":1000,"months":3},{"date":"2026-10-12","observedOn":"2026-10-12","bonus":20000,"spend":1000,"months":3,"note":"$200 bonus (20,000 points) after $1,000 in the first 3 billing cycles","sourceUrl":"https://www.fnbo.com/personal-banking/credit-cards/evergreen","sourceLabel":"FNBO Evergreen product page"}],"verificationEvents":[{"id":"e4392d72-3594-4b7f-b6bc-eb1231dfe0f3","entityType":"card","slug":"fnbo-evergreen","checkedAt":"2026-10-12T00:00:00.000Z","recordedAt":"2026-10-12T13:11:08.443Z","sourceUrl":"https://www.fnbo.com/personal-banking/credit-cards/evergreen","sourceLabel":"FNBO Evergreen product page","outcome":"changed","summary":"$200 after $1,000 in 3 cycles and 2% unlimited confirmed; intro APR claim no longer on page, availability is ZIP-gated","changedFields":["benefits"],"facts":{"bonus":20000,"annualFee":0},"previousHash":"ab32ed18291a6050437ff4b526c602d248c9efc7f14482535ef81aaeb2a5e047","recordHash":"28785d0191fa38c7b4a346bb4cec2dd2a1016d9d6a19a8a8939957d60cf6ba67"}],"methodology":"https://creditcompound.com/how-we-rate#verification"}