{"card":{"slug":"go2bank-secured","name":"GO2bank Secured Visa Credit Card","issuer":"go2bank","currency":"Cash Back"},"status":"recent","lastVerified":"2026-10-12","officialSource":"https://www.go2bank.com/build-credit/secure-credit-card","history":[{"date":"2026-06","bonus":0,"spend":0,"months":0,"note":"No welcome offer"},{"date":"2026-10-12","observedOn":"2026-10-12","bonus":0,"spend":0,"months":0,"note":"No welcome offer. $0 annual fee, $100 minimum security deposit, 22.99% APR, 3% foreign transaction fee, no credit check for GO2bank accountholders with $100+ in deposits in the past 30 days","sourceUrl":"https://www.go2bank.com/build-credit/secure-credit-card","sourceLabel":"GO2bank Secured Visa product page and Secured Credit Cardholder Agreement"}],"verificationEvents":[{"id":"c6c941ee-c74b-4be3-ac6f-2e5d7e77c761","entityType":"card","slug":"go2bank-secured","checkedAt":"2026-10-12T00:00:00.000Z","recordedAt":"2026-10-12T13:11:05.458Z","sourceUrl":"https://www.go2bank.com/build-credit/secure-credit-card","sourceLabel":"GO2bank Secured Visa product page and Secured Credit Cardholder Agreement","outcome":"changed","summary":"$0 fee, $100 minimum deposit, 22.99% APR, 3% FX fee and $5 checking fee (waived with direct deposit) confirmed; it is 'no credit check' rather than 'soft pull', and eligibility requires $100+ in deposits in the past 30 days.","changedFields":["creditScore","benefits","pros","cons","ourTake"],"facts":{"bonus":0,"annualFee":0,"foreignTransactionFee":3,"apr":22.99,"minDeposit":100,"accountMonthlyFee":5},"previousHash":"4b9c6468064eb19abad711b0a08eaae74758977bbdf279b9bc836dc7df142935","recordHash":"e751ef40dfbe82f734c4b0359658be634a4e8d0ac27a684bc2d810777897903f"}],"methodology":"https://creditcompound.com/how-we-rate#verification"}