{"card":{"slug":"grow-credit-mastercard","name":"Grow Credit Mastercard","issuer":"grow-credit","currency":"Cash Back"},"status":"recent","lastVerified":"2026-10-12","officialSource":"https://growcredit.com/","history":[{"date":"2026-06","bonus":0,"spend":0,"months":0,"note":"No welcome offer"},{"date":"2026-10-12","observedOn":"2026-10-12","bonus":0,"spend":0,"months":0,"note":"No welcome offer. Build Free $0 with a $17 monthly limit (eligibility required); Build Starter from $4.99/mo with a $17 refundable deposit; Grow from $6.99/mo ($50 limit); Accelerate from $12.99/mo ($150 limit); 0.00% APR; reports to all three bureaus","sourceUrl":"https://growcredit.com/","sourceLabel":"Grow Credit product and pricing page"}],"verificationEvents":[{"id":"339eb155-4366-410e-a8da-63898c842c59","entityType":"card","slug":"grow-credit-mastercard","checkedAt":"2026-10-12T00:00:00.000Z","recordedAt":"2026-10-12T13:11:05.746Z","sourceUrl":"https://growcredit.com/","sourceLabel":"Grow Credit product and pricing page","outcome":"changed","summary":"Free Build plan ($17/mo), 0% APR and three-bureau reporting confirmed; paid plans are now $4.99 to $12.99/mo, not $1.99 to $9.99.","changedFields":["creditScore","benefits","pros"],"facts":{"bonus":0,"annualFee":0,"apr":0,"freeMonthlyLimit":17,"paidPlans":"4.99 to 12.99 per month","maxMonthlyLimit":150,"bureaus":3},"previousHash":"7fade89f0051eaa2058f8a58d468a27d32e749377f9a0637650cb083fba4c6a3","recordHash":"3ee7ebddec35b72427c0fe65b85915fd2f15fa0de974c7745d95729772b929d8"}],"methodology":"https://creditcompound.com/how-we-rate#verification"}