{"card":{"slug":"indigo-mastercard","name":"Indigo Mastercard","issuer":"concora","currency":"Cash Back"},"status":"recent","lastVerified":"2026-10-12","officialSource":"https://www.indigocard.com/","history":[{"date":"2023-01","bonus":0,"spend":0,"months":0},{"date":"2026-06","bonus":0,"spend":0,"months":0,"note":"No welcome bonus; fee structure assigned at approval"},{"date":"2026-10-12","observedOn":"2026-10-12","bonus":0,"spend":0,"months":0,"note":"No welcome bonus; annual fee $0 to $250 first year by offer","sourceUrl":"https://files.consumerfinance.gov/a/assets/credit-card-agreements/pdf/Q22026/CELTIC_BANK_CORPORATION/Indigo_Mastercard_Account_Agreement_697-616158.pdf","sourceLabel":"Indigo Mastercard account agreements, CFPB Q2 2026 filing (Celtic Bank)"}],"verificationEvents":[{"id":"730ce86b-b208-45b6-8a22-75c110e62205","entityType":"card","slug":"indigo-mastercard","checkedAt":"2026-10-12T00:00:00.000Z","recordedAt":"2026-10-12T13:11:14.966Z","sourceUrl":"https://www.indigocard.com/","sourceLabel":"Indigo Mastercard site","outcome":"unavailable","summary":"Official site returns Akamai 403 to automated and headless requests; record left unchanged","changedFields":[],"previousHash":"02cf4f9fb030f91783b2d8ae60c2a5318c82fc5781720d42588c70c441eadfe3","recordHash":"40714091dad8f72be0ec47c90eae45c4f8fcd896ce581fcc451ce9ec999c9314"},{"id":"ca712e58-e177-4634-9e21-233743e9c049","entityType":"card","slug":"indigo-mastercard","checkedAt":"2026-10-12T00:00:00.000Z","recordedAt":"2026-10-12T13:32:57.908Z","sourceUrl":"https://files.consumerfinance.gov/a/assets/credit-card-agreements/pdf/Q22026/CELTIC_BANK_CORPORATION/Indigo_Mastercard_Account_Agreement_697-616158.pdf","sourceLabel":"Indigo Mastercard account agreements, CFPB Q2 2026 filing (Celtic Bank)","outcome":"changed","summary":"Agreements show offers from no annual fee to $250 first year then $99 plus $231/yr monthly fees; 1% FTF; 29.9% to 35.9% APR; no bonus","changedFields":["annualFee"],"facts":{"annualFee":250,"foreignTransactionFee":1},"previousHash":"4ba5350524cf650a23b51aa6c9ce09cbe0db56568b8864e4af0a3028f39a4e37","recordHash":"6fefaf68f0dc275bda0cebfc14791659a0bbb15c0b5edb967900a767504029b9"}],"methodology":"https://creditcompound.com/how-we-rate#verification"}