{"card":{"slug":"milestone-mastercard","name":"Milestone Mastercard","issuer":"concora","currency":"Cash Back"},"status":"recent","lastVerified":"2026-10-12","officialSource":"https://www.milestonecard.com/","history":[{"date":"2023-01","bonus":0,"spend":0,"months":0},{"date":"2026-06","bonus":0,"spend":0,"months":0,"note":"No welcome bonus; fee structure assigned at approval"},{"date":"2026-10-12","observedOn":"2026-10-12","bonus":0,"spend":0,"months":0,"note":"No welcome bonus; annual fee $0 to $250 first year by offer","sourceUrl":"https://files.consumerfinance.gov/a/assets/credit-card-agreements/pdf/Q22026/BANK_OF_MISSOURI_THE/Milestone_Mastercard_Account_Agreement_374-616610.pdf","sourceLabel":"Milestone Mastercard account agreements, CFPB Q2 2026 filing (The Bank of Missouri)"}],"verificationEvents":[{"id":"6545aa1b-8393-4402-90ad-0d143c7282e4","entityType":"card","slug":"milestone-mastercard","checkedAt":"2026-10-12T00:00:00.000Z","recordedAt":"2026-10-12T13:11:15.041Z","sourceUrl":"https://www.milestonecard.com/","sourceLabel":"Milestone Mastercard site","outcome":"unavailable","summary":"Official site (redirects to milestonegoldcard.com) returns Akamai 403; record left unchanged","changedFields":[],"previousHash":"40714091dad8f72be0ec47c90eae45c4f8fcd896ce581fcc451ce9ec999c9314","recordHash":"8bdac9cedbaff7a697fe83e0bf4dc2138a1f9dc05881a61bf5e6c377ad770707"},{"id":"b8a01308-0172-41d5-a497-01706e9b5fcf","entityType":"card","slug":"milestone-mastercard","checkedAt":"2026-10-12T00:00:00.000Z","recordedAt":"2026-10-12T13:32:57.983Z","sourceUrl":"https://files.consumerfinance.gov/a/assets/credit-card-agreements/pdf/Q22026/BANK_OF_MISSOURI_THE/Milestone_Mastercard_Account_Agreement_374-616610.pdf","sourceLabel":"Milestone Mastercard account agreements, CFPB Q2 2026 filing (The Bank of Missouri)","outcome":"changed","summary":"Agreements show offers from no annual fee (with $3.95 to $9.95 monthly fees) to $250 first year then $99 plus $231/yr monthly fees; 1% FTF; 35.9% APR","changedFields":["annualFee"],"facts":{"annualFee":250,"foreignTransactionFee":1},"previousHash":"6fefaf68f0dc275bda0cebfc14791659a0bbb15c0b5edb967900a767504029b9","recordHash":"63c5d0bbb657d584fedae06be1a610a68df09078547d413815f72320d30d41a8"}],"methodology":"https://creditcompound.com/how-we-rate#verification"}