{"card":{"slug":"navy-federal-more-rewards-amex","name":"Navy Federal More Rewards American Express","issuer":"navy-federal","currency":"Navy Federal Points"},"status":"recent","lastVerified":"2026-09-05","officialSource":"https://www.navyfederal.org/loans-cards/credit-cards/more-rewards.html","history":[{"date":"2024-01","bonus":20000,"spend":2000,"months":3,"note":"Standard offer"},{"date":"2026-04","bonus":30000,"spend":3000,"months":3,"note":"Elevated spring offer"},{"date":"2026-06","bonus":30000,"spend":3000,"months":3,"note":"30,000 points, elevated offer runs through 6/30/2026"},{"date":"2026-07","bonus":20000,"spend":2000,"months":3,"note":"20,000 points, offer runs through 1/3/2027"}],"verificationEvents":[{"id":"fefd12cf-25e4-4213-bc5e-7264e07fa52b","entityType":"card","slug":"navy-federal-more-rewards-amex","checkedAt":"2026-09-05T00:00:00.000Z","recordedAt":"2026-09-05T13:39:47.613Z","sourceUrl":"https://www.navyfederal.org/loans-cards/credit-cards/offers/more-rewards.html","sourceLabel":"Navy Federal offer terms","outcome":"changed","summary":"Official offer is 20,000 points after $2,000 in 90 days, valid through January 3, 2027; a monitored 30,000-point headline was not confirmed.","changedFields":["currentOffer","offerHistory","lastVerified"],"facts":{"bonus":20000,"spend":2000,"months":3,"expires":"2027-01-03"},"previousHash":"bb6c4e9001cb42263e8a10fb70ddaccad9a5e34b3db24ebaa87ecb24e9e31cd1","recordHash":"6ce4fd786c954009423ea0a071191fa74a818532133b2284da70e8db95d9771c"}],"methodology":"https://creditcompound.com/how-we-rate#verification"}