{"card":{"slug":"opensky-secured-visa","name":"OpenSky Secured Visa","issuer":"opensky","currency":"Cash Back"},"status":"recent","lastVerified":"2026-10-12","officialSource":"https://www.openskycc.com/","history":[{"date":"2022-01","bonus":0,"spend":0,"months":0},{"date":"2026-06","bonus":0,"spend":0,"months":0},{"date":"2026-10-12","observedOn":"2026-10-12","bonus":2000,"spend":0,"months":0,"note":"Limited-time $20 statement credit when approved and the deposit is funded at $300 or more the same day","sourceUrl":"https://www.openskycc.com/opensky-secured-visa","sourceLabel":"OpenSky Secured Visa product page and pricing terms"}],"verificationEvents":[{"id":"3d74b23c-47c8-4289-b3e3-6e18e4a3d74b","entityType":"card","slug":"opensky-secured-visa","checkedAt":"2026-10-12T00:00:00.000Z","recordedAt":"2026-10-12T13:11:14.088Z","sourceUrl":"https://www.openskycc.com/opensky-secured-visa","sourceLabel":"OpenSky Secured Visa product page and pricing terms","outcome":"changed","summary":"Limited-time $20 credit when funded at $300+ same day; deposit $200 to $3,000; OpenSky rewards up to 10% at participating merchants.","changedFields":["currentOffer","earningRates","benefits","cons"],"facts":{"annualFee":35,"bonus":2000},"previousHash":"95d69e4dff7f44f785592bcbb687ae999ed1a6d8cb151cc05e4db768b34fc84a","recordHash":"da4f27448816615d4db6b817562ef0810ef85ea66a52c796a018f81930413bd0"}],"methodology":"https://creditcompound.com/how-we-rate#verification"}