{"card":{"slug":"royal-caribbean-visa","name":"Royal ONE Visa Signature Card","issuer":"bank-of-america","currency":"Royal Caribbean Points"},"status":"recent","lastVerified":"2026-10-12","officialSource":"https://www.bankofamerica.com/credit-cards/products/royal-one-credit-card/","history":[{"date":"2024-06","bonus":25000,"spend":1000,"months":3,"note":"Legacy Royal Caribbean Visa Signature offer"},{"date":"2026-03","bonus":45000,"spend":2000,"months":3,"note":"Royal ONE launch"},{"date":"2026-06","bonus":45000,"spend":2000,"months":3},{"date":"2026-10-12","observedOn":"2026-10-12","bonus":30000,"spend":1500,"months":3,"note":"Online offer: 30,000 bonus points, redeemable for $300 in onboard credit or cruise discounts, after $1,500 in purchases within 90 days","sourceUrl":"https://www.bankofamerica.com/credit-cards/products/royal-one-credit-card/","sourceLabel":"Bank of America Royal ONE Visa Signature product page"}],"verificationEvents":[{"id":"c27f1ac1-9880-4f4f-a6e4-aeb791c6e35c","entityType":"card","slug":"royal-caribbean-visa","checkedAt":"2026-10-12T00:00:00.000Z","recordedAt":"2026-10-12T13:11:09.950Z","sourceUrl":"https://www.bankofamerica.com/credit-cards/products/royal-one-credit-card/","sourceLabel":"Bank of America Royal ONE Visa Signature product page","outcome":"changed","summary":"Launch offer of 45,000 after $2,000 replaced by 30,000 after $1,500; $0 fee, no foreign fee, 3x/2x/1x earning and $100 anniversary reward confirmed; Plus tier now 60,000 after $2,500.","changedFields":["bonus","spend","applyUrl"],"facts":{"bonus":30000,"spend":1500,"months":3,"annualFee":0,"foreignTransactionFee":0,"plusBonus":60000,"plusSpend":2500},"previousHash":"89d110c9958a36ba3f390988af1b7b7a186779c63396695cde8151aa85e3fa7d","recordHash":"1c68b58b8f5723a0c762d563b9c97033e4c9319a46dd0cd514f0e161d4e31680"}],"methodology":"https://creditcompound.com/how-we-rate#verification"}