{"card":{"slug":"shopify-credit","name":"Shopify Credit","issuer":"shopify","currency":"Cash Back"},"status":"recent","lastVerified":"2026-10-12","officialSource":"https://www.shopify.com/credit","history":[{"date":"2023-09","bonus":0,"spend":0,"months":0,"note":"US launch for eligible merchants"},{"date":"2026-06","bonus":0,"spend":0,"months":0,"note":"No welcome offer"},{"date":"2026-10-12","observedOn":"2026-10-12","bonus":0,"spend":0,"months":0,"note":"No welcome offer; up to 3% cashback on the top spend category and eligibility through the Shopify admin confirmed","sourceUrl":"https://www.shopify.com/credit","sourceLabel":"Shopify Credit product page"}],"verificationEvents":[{"id":"61158305-5776-4355-8099-e5e3081af8e4","entityType":"card","slug":"shopify-credit","checkedAt":"2026-10-12T00:00:00.000Z","recordedAt":"2026-10-12T13:11:09.092Z","sourceUrl":"https://www.shopify.com/credit","sourceLabel":"Shopify Credit product page","outcome":"confirmed","summary":"Up to 3% on top category (to $250k), 1% else, no annual or FTF, Celtic Bank/Stripe, no credit check confirmed","changedFields":["benefits"],"facts":{"annualFee":0},"previousHash":"164c20f3dfa0f4d0778cda1cef17a0b30abc791dc35117bed6a8046105c1142d","recordHash":"a9e64b321bfd61663746172398abdc1d2f5a2f16ce7b03a2b323182290a7a1ec"}],"methodology":"https://creditcompound.com/how-we-rate#verification"}