{"card":{"slug":"sofi-smart-card","name":"SoFi Smart Card","issuer":"sofi","currency":"Cash Back"},"status":"recent","lastVerified":"2026-10-12","officialSource":"https://www.sofi.com/smart-card/","history":[{"date":"2025-12","bonus":0,"spend":0,"months":0,"note":"Launch for new SoFi Plus members"},{"date":"2026-06","bonus":0,"spend":0,"months":0,"note":"No welcome offer"},{"date":"2026-10-12","observedOn":"2026-10-12","bonus":0,"spend":0,"months":0,"note":"No welcome offer; card is open to SoFi Checking and Savings members with no hard credit pull","sourceUrl":"https://www.sofi.com/smart-card/","sourceLabel":"SoFi Smart Card product page"}],"verificationEvents":[{"id":"d13890c1-27e9-462e-af44-b951f18c0b17","entityType":"card","slug":"sofi-smart-card","checkedAt":"2026-10-12T00:00:00.000Z","recordedAt":"2026-10-12T13:11:10.446Z","sourceUrl":"https://www.sofi.com/smart-card/","sourceLabel":"SoFi Smart Card product page","outcome":"changed","summary":"Smart Card is now marketed as a secured credit card for any SoFi Checking and Savings member, with no SoFi Plus requirement shown; unlimited 5% grocery, $0 fee and paid-in-full balance confirmed.","changedFields":["offerNote","benefits","cons","ourTake","applyUrl"],"facts":{"groceryRate":5,"annualFee":0,"hardPull":false,"requiresSoFiPlus":false},"previousHash":"a7cd79e2c60df64a6d0bd37332e50ebb82718b3a44c66a254b7b3d85e5b0cbad","recordHash":"c4298cf63645dccc1804f910ef27fec0d09492eac9a8ee09a6026568e37fd31e"}],"methodology":"https://creditcompound.com/how-we-rate#verification"}