{"card":{"slug":"usaa-preferred-cash-rewards","name":"USAA Preferred Cash Rewards","issuer":"usaa","currency":"Cash Back"},"status":"recent","lastVerified":"2026-10-12","officialSource":"https://www.usaa.com/banking/credit-cards-public/cash-back/preferred-cash/","history":[{"date":"2024-06","bonus":0,"spend":0,"months":0,"note":"No welcome offer"},{"date":"2025-10","bonus":20000,"spend":1000,"months":3,"note":"First standing welcome offer, $200"},{"date":"2026-06","bonus":25000,"spend":1000,"months":3,"note":"$250 cash back"},{"date":"2026-10-12","observedOn":"2026-10-12","bonus":20000,"spend":1000,"months":3,"note":"$200 reward bonus after $1,000 in qualifying purchases by January 31, 2027; also 0% intro APR through the May 2028 billing cycle on balance transfers posted by January 31, 2027 (5% fee)","sourceUrl":"https://www.usaa.com/banking/credit-cards-public/cash-back/preferred-cash/","sourceLabel":"USAA Preferred Cash Rewards Visa Signature product page"}],"verificationEvents":[{"id":"ba342697-2225-4c0e-b92b-e4dbc4768ff2","entityType":"card","slug":"usaa-preferred-cash-rewards","checkedAt":"2026-10-12T00:00:00.000Z","recordedAt":"2026-10-12T13:11:12.430Z","sourceUrl":"https://www.usaa.com/banking/credit-cards-public/cash-back/preferred-cash/","sourceLabel":"USAA Preferred Cash Rewards Visa Signature product page","outcome":"changed","summary":"Bonus now $200 after $1,000 by 1/31/2027 (was $250); 1.5% earn, $0 fee, no FTF confirmed; product URL moved","changedFields":["bonus","applyUrl","benefits"],"facts":{"bonus":200,"spend":1000,"annualFee":0},"previousHash":"6de9b15e7588f91b5aa0729d18e9b6ff2ae027cefb43aaf554d1d3ee8ed4dfd8","recordHash":"9050864d49a843009adf212d5c5a65162885a9700bdff6b9de4a42a77505e945"}],"methodology":"https://creditcompound.com/how-we-rate#verification"}