{"card":{"slug":"wells-fargo-active-cash","name":"Wells Fargo Active Cash","issuer":"wells-fargo","currency":"Cash Back"},"status":"recent","lastVerified":"2026-10-23","officialSource":"https://creditcards.wellsfargo.com/active-cash-credit-card/","history":[{"date":"2021-07","bonus":20000,"spend":500,"months":3,"note":"Launch"},{"date":"2026-01","bonus":20000,"spend":500,"months":3},{"date":"2026-09-04","bonus":10000,"spend":500,"months":3,"note":"$100 public offer, down from $200; 48-month product-bonus restriction applies","observedOn":"2026-09-04","sourceUrl":"https://creditcards.wellsfargo.com/active-cash-credit-card/","sourceLabel":"Wells Fargo Active Cash product page and offer terms"},{"date":"2026-10-23","bonus":10000,"spend":500,"months":3,"note":"$100 cash rewards after $500 in net purchases posted within three months; existing/recent Active Cash ownership may affect introductory-offer eligibility.","observedOn":"2026-10-23","sourceUrl":"https://creditcards.wellsfargo.com/active-cash-credit-card/","sourceLabel":"Wells Fargo Active Cash product page and offer terms"}],"verificationEvents":[{"id":"9a16a3dc-6398-4e7c-8338-11d4a30a3443","entityType":"card","slug":"wells-fargo-active-cash","checkedAt":"2026-10-23T17:17:29.271Z","recordedAt":"2026-10-23T17:17:29.272Z","sourceUrl":"https://creditcards.wellsfargo.com/active-cash-credit-card/","sourceLabel":"Wells Fargo current product, credit terms and benefit guide","outcome":"changed","summary":"Reconfirmed $100 after $500 in three months, 2% rewards, no annual fee and 3% foreign fee. Added sourced approval, intro-APR, phone and rental coverage review; corrected related benefit/comparison/keeper summaries. Preserved prior offer history.","changedFields":["currentOffer","offerHistory","lastVerified","creditScore","tagline","earningRates","benefits","pros","cons","ourTake","bestFor","editorialReview"],"facts":{"bonusCents":10000,"spend":500,"months":3,"annualFee":0,"foreignTransactionFee":3,"phoneClaimLimit":600,"phoneDeductible":25,"phonePaidClaimsPer12Months":2,"phoneTotalPer12Months":1200},"previousHash":"c63ae4191bf434bf6be0e33680f7f9126abaa13a983a2fe9a477b21a8c5c1cf7","recordHash":"b0d0f5ddc4a364cd7722d5cfc7e855b25553c525dd871bb8a3ca3469adc962b1"},{"id":"6034a19a-48a2-40e8-a34a-7f624d90923f","entityType":"card","slug":"wells-fargo-active-cash","checkedAt":"2026-10-23T03:43:40.328Z","recordedAt":"2026-10-23T03:43:40.329Z","sourceUrl":"https://creditcards.wellsfargo.com/active-cash-credit-card/","sourceLabel":"Official issuer page: best-credit-cards guide check","outcome":"confirmed","summary":"Verified guide annual fee, ongoing earning summary and stated limitations. This is a scoped guide check, not a full review or welcome-offer reverification; existing card verification date is preserved.","changedFields":[],"facts":{"annualFee":0,"guideSlug":"best-credit-cards","scope":"guide-fee-and-ongoing-rewards","checkedDate":"2026-10-22"},"previousHash":"1fad8dce526d27046c407c6d2e464d44dd315c39412c596e067bb942a602bdc1","recordHash":"d090467d147a82936f06eb4cafbba6e4a3f24d925133fe6844b1955d561ba4e8"},{"id":"a7a4bf31-8f45-43d5-a268-0c6f2f9e270b","entityType":"card","slug":"wells-fargo-active-cash","checkedAt":"2026-09-05T04:03:00.000Z","recordedAt":"2026-09-05T03:37:46.732Z","sourceUrl":"https://creditcards.wellsfargo.com/active-cash-credit-card/","sourceLabel":"Wells Fargo Active Cash product page and offer terms","outcome":"changed","summary":"Recorded the public bonus decrease from $200 to $100 and added current introductory APR and protection terms.","changedFields":["currentOffer","offerHistory","benefits","pros","cons","ourTake","lastVerified"],"facts":{"bonusDollars":100,"spend":500,"months":3,"introAprMonths":12,"cellPhoneClaimLimit":600,"cellPhoneDeductible":25},"previousHash":"ad7b0d4b91629974db55e9dc835bcb6a7e85561688f029409046c5c95013d0a1","recordHash":"cb1af8fd773466c600a49b9478e284c6cf0dea163fd574d75a3fe0d98fd635bb"}],"methodology":"https://creditcompound.com/how-we-rate#verification"}