Laurel Road (KeyBank)
Laurel Road (KeyBank) High Yield Savings
By Alex Compton · Guidance updated
The former Laurel Road savings page now leads to KeyBank. Here is how to check your account rate, fees and access without relying on old advertisements.
Guidance checked October 23, 2026. This update does not verify current APY, fees or opening eligibility.
What is the current Laurel Road savings APY?
We could not verify a current public APY for the legacy account on October 23, 2026. KeyBank's nurses page still displays 3.50%, but its rate footnote is dated May 12, 2025 and says the yield can change. That advertisement does not confirm today's rate. Check the current rate in your account or ask the bank; a statement's APY earned describes its statement period and may differ from a newly changed rate.
KeyBank nurses page with dated APY footnote →Can you still open Laurel Road High Yield Savings?
The former product URL redirects to KeyBank's savings comparison page. We did not verify a current application for the Laurel Road account. A redirect alone does not prove an exact closure date or that every existing account has been converted. New applicants should confirm the exact account name and current disclosures with KeyBank before applying. Existing customers should use their own notices to identify any changes.
KeyBank savings comparison →Fees and minimums: historical terms versus your account
KeyBank's March 30, 2021 launch announcement described High Yield Savings for qualified borrowers with no opening deposit, minimum balance or monthly maintenance fee. Those are historical launch terms, not a current fee schedule. We could not retrieve the old linked savings disclosure as a live PDF; its URL led to a student-loan page. Request your applicable fee schedule and deposit agreement before assuming all services are free.
KeyBank's March 2021 launch announcement →How to find account access and withdrawal instructions
Use the bank website or app you have verified, or contact the bank through the number on your latest statement. Ask which portal services your exact savings account and whether any sign-in instructions changed. Before moving funds, confirm transfer limits, holds, delivery times and charges for that account. A student-loan servicing link or a new KeyBank product page does not establish deposit-account access or withdrawal terms.
KeyBank customer support →Is Laurel Road savings insured separately from KeyBank?
KeyBank identifies Laurel Road as its brand. FDIC coverage generally applies up to $250,000 per depositor, per insured bank, per ownership category. Eligible deposits in the same category at the same bank are combined, even when marketed under different brands. If your Laurel Road and other deposits are held at KeyBank National Association, include both when reviewing coverage. Insurance does not guarantee an APY, fee policy or uninterrupted account access.
FDIC deposit insurance FAQs →Insurance: Under review
Account Terms History
A dated record of APY, fees and opening requirements. New changes append to this table; prior terms remain visible.
| Observed | APY / yield | Monthly fee | Minimum | Evidence |
|---|---|---|---|---|
| 2026-10-23 | Current APY not verified | Current fee schedule not verified | Opening availability and minimum not verified | Destination of the former Laurel Road savings URL →The redirect does not establish terms for a legacy Laurel Road account. Current financial claims and opening buttons are withheld; separately sourced guidance is available above. |
| 2026-10-05 | Prior editorial claim: 3.50% for existing accounts | Prior editorial claim: $0 | Prior editorial claim: closed to new applicants | Archive record · no attached snapshotUnsubstantiated legacy record, not verified bank terms. These claims were withdrawn October 23 because current primary evidence did not support them. This row does not establish a historical rate, closure date or fee entitlement. |
Primary-source verification log
Append-only evidence ledger- changed
Added separately dated source-backed guidance and five FAQs. The 3.50 percent advertisement is explicitly dated May 12, 2025, not October 2026. Other sources establish historical launch terms, KeyBank brand identity and general FDIC rules; no complete account-term renewal is claimed.
Fields: editorialReview, seo
KeyBank nurses page: dated May 12, 2025 APY advertisement → - unavailable
Former savings URL redirects to KeyBank savings comparison. Current legacy APY, fees, opening eligibility and access could not be substantiated. Removed unsupported current claims, marked source-unavailable and retained a clearly labeled prior editorial record. The dated nurses advertisement is not a current rate.
Fields: apy, monthlyFee, minimumOpen, atm, publicationStatus, termHistory, features, pros, cons, ourTake
Former Laurel Road savings product URL →
Current financial terms withheld
Current rates, ratings, recommendations, plan details and opening buttons remain withheld pending a complete primary-source review. The dated term table and evidence log remain available for historical research; the separately dated guidance above explains what we could confirm.
Frequently asked questions
Is Laurel Road High Yield Savings still paying 3.50%?
We could not confirm a current APY. The KeyBank nurses-page advertisement carries a May 12, 2025 rate date. Check your own current account rate rather than treating that older advertisement as an October 2026 offer.
Did every Laurel Road savings account close or convert to KeyBank savings?
The checked public sources do not establish a universal closure or conversion of existing accounts. The old savings product URL redirects to KeyBank; your own account notices and bank confirmation determine what changed for you.
Does Laurel Road savings still have no monthly fee?
The 2021 launch announcement described no monthly maintenance fee, but we could not verify today's applicable fee schedule. Ask the bank for your current disclosures; no monthly fee would not mean every service is free.
Where should existing Laurel Road savings customers sign in?
Follow verified account communications or contact the bank using your statement's phone number to confirm the servicing portal for your specific account. Do not assume a student-loan login also services your savings account.
Do Laurel Road and KeyBank deposits have separate FDIC limits?
A different brand does not create a separate limit. Deposits held at the same insured bank in the same ownership category are combined for FDIC coverage; verify the bank and ownership details on your records.
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