Bank Accounts
Every account we track — consumer checking, high-yield savings, business banking, cash management and kids accounts — with the fees, APYs, plan tiers and fine print that decide where your money should live. Chasing a payout instead? See bank bonuses.
Best Business Checking Accounts
The strongest operating accounts across fintech and branch banking, ranked.
Best High-Yield Savings Accounts
The top rates worth trusting, ranked by yield and rate-keeping track record.
Best Free Checking Accounts
Truly free checking: no monthly fee, no minimum balance, no waiver gymnastics, no fine print.
Best Online Banks
Full-service online-first banking, judged on checking and savings strength together.
Best Bank Accounts for Startups
Banking built for funded companies: free wires, real yield, and software that scales.
Best Kids and Teen Bank Accounts
From a first debit card at 6 to a teen-owned brokerage at 13, the accounts for kids and teenagers that grow up well.
Best Cash Management Accounts
Brokerage-grade cash accounts that out-pay, out-insure, and out-move regular banks.
Best Business Bank Accounts for LLCs
The right operating accounts for solo and small LLCs, from tax automation to branch access, re-verified September 2026.
| Account | Type | APY | Monthly Fee | Plans | Rating | Best For | |
|---|---|---|---|---|---|---|---|
| Bluevine Business Checking | Business Checking | 1.3% on balances up to $250,000 (Standard, with activity); up to 3.0% on Premier (as of September 2026) | $0 (Standard) | 3 tiers | 9.0 | Small businesses that want yield on operating cash without fees | |
| Mercury Business Banking | Business Checking | Under review | Under review | — | — | Current recommendation withheld | |
| Relay Business Banking | Business Checking | Under review | Under review | — | — | Current recommendation withheld | |
| Brex Business Account | Cash Management | Under review | Under review | — | — | Current recommendation withheld | |
| Chase Business Complete Banking | Business Checking | Under review | Under review | — | — | Current recommendation withheld | |
| American Express Business Checking | Business Checking | 1.3% on balances up to $500,000 | $0 | — | 8.5 | Digital-first businesses in the Amex ecosystem that never touch cash | |
| Live Oak Bank Business Savings | Business Savings | Under review | Under review | — | — | Current recommendation withheld | |
| Rho Business Banking | Business Checking | Under review | Under review | — | — | Current recommendation withheld | |
| Ramp Business Account (Ramp Treasury) | Cash Management | Under review | Under review | — | — | Current recommendation withheld | |
| Axos Bank Basic Business Checking | Business Checking | Under review | Under review | — | — | Current recommendation withheld | |
| Grasshopper Bank Innovator Business Checking | Business Checking | Under review | Under review | — | — | Current recommendation withheld | |
| U.S. Bank Business Checking (Essentials / Gold / Platinum / Premium / Nonprofit) | Business Checking | None on Essentials and Platinum; interest-bearing Gold and Nonprofit options; Premium earns an earnings credit | $0 / $20 / $30 / $34 / $0; Gold and Platinum waivable | 5 tiers | 8.0 | Low-volume businesses in U.S. Bank's footprint that want free branch banking | |
| Capital One Business Checking (Basic / Enhanced / Premier) | Business Checking | None | $15 (Basic), $35 (Enhanced), or $99 (Premier); all waivable | 3 tiers | 8.0 | High-transaction-volume businesses tired of per-item fees | |
| Huntington Business Checking (100 / Unlimited / Unlimited Plus) | Business Checking | Under review | Under review | — | — | Current recommendation withheld | |
| nbkc bank Business Account | Business Checking | Under review | Under review | — | — | Current recommendation withheld | |
| Found Business Banking | Business Checking | Under review | Under review | — | — | Current recommendation withheld | |
| Lili Business Banking | Business Checking | Under review | Under review | — | — | Current recommendation withheld | |
| North One Business Banking | Business Checking | Under review | Under review | — | — | Current recommendation withheld | |
| Square Square Checking | Business Checking | Under review | Under review | — | — | Current recommendation withheld | |
| Shopify Shopify Balance | Cash Management | Under review | Under review | — | — | Current recommendation withheld | |
| Bank of America Business Advantage Banking | Business Checking | None | $16 (Fundamentals) or $29.95 (Relationship), waivable | 2 tiers | 7.5 | Businesses already in the BofA/Merrill ecosystem with Preferred Rewards status | |
| PNC Business Checking (Standard / Plus) | Business Checking | None | $12 (Business Checking) or $22 (Business Checking Plus), waivable; first 3 statement cycles free | 2 tiers | 7.5 | Small businesses in PNC's footprint that want a near-automatic fee waiver | |
| Citizens Clearly Better Business Checking | Business Checking | Under review | Under review | — | — | Current recommendation withheld | |
| First Internet Bank Do More Business Checking | Business Checking | Under review | Under review | — | — | Current recommendation withheld | |
| Novo Business Checking | Business Checking | Under review | Under review | — | — | Current recommendation withheld | |
| Wells Fargo Business Checking (Initiate / Navigate / Optimize) | Business Checking | None on Initiate; Navigate earns interest; Optimize earns an earnings allowance | $15 (Initiate), $25 (Navigate), or $75 (Optimize); first two waivable | 3 tiers | 7.0 | Cash-heavy businesses that can clear Navigate's balance waiver | |
| Truist Business Checking (Simple / Dynamic) | Business Checking | Under review | Under review | — | — | Current recommendation withheld | |
| TD Bank Business Checking (Convenience Plus / Interest Plus) | Business Checking | Under review | Under review | — | — | Current recommendation withheld | |
| Regions Business Checking (LifeGreen Simple / LifeGreen / Advantage) | Business Checking | Under review | Under review | — | — | Current recommendation withheld |