Compare Bank Accounts
Browse 93 account records across checking, savings, business banking, cash management and kids accounts. Search by bank or product name, compare checked terms, and open a review for plan details and sources. Looking for a payout? See bank bonuses.
92 records have recently checked terms. Records awaiting another check stay searchable with current figures withheld. See how we verify terms.
Select Compare beside up to four accounts, then open Compare Accounts.
Best Business Checking Accounts
Compare seven business checking accounts by monthly fees, waiver rules, cash deposits, payment costs and interest. Find a fit for how your business operates.
Best High-Yield Savings Accounts
Compare savings APYs, introductory offers, deposit requirements and access to your money, with current bank sources.
Best Free Checking Accounts
Compare nine checking accounts with no monthly maintenance fee, including options for cash deposits, ATM rebates, debit rewards and local branches.
Best Online Banks
Compare online banks and cash-management alternatives by monthly fees, ATM access, cash deposits, rate requirements and bank versus brokerage protection.
Best Bank Accounts for Startups
Compare six startup bank accounts by monthly fees, payment costs, eligibility, FDIC coverage and access to operating cash or treasury investments.
Best Kids and Teen Bank Accounts
Compare teen checking accounts and kids debit cards by age, monthly cost, parent controls and whether the account can receive a paycheck.
Best Cash Management Accounts
Compare six cash-management and bank alternatives by account type, FDIC or SIPC protection, cash access and personal versus business use.
Best Business Bank Accounts for LLCs
Compare seven LLC checking options by monthly fees, cash deposits, owner access and bookkeeping tools. See opening requirements for single- and multi-member LLCs.
Showing 29 of 93 account records.
| Account | Type | APY / yield | Monthly Fee | Plans / tiers | Rating | Best For | Compare |
|---|---|---|---|---|---|---|---|
| Bluevine Business Checking Checked 2026-10-22 | Business Checking | 1.3% variable APY on up to $250,000 with $500 monthly eligible Bluevine debit or Cashback Mastercard spend or $2,500 in monthly customer payments; paid Plus 1.75% up to $250,000, Premier 3.0% on all balances | $0 (Standard) | 3 tiers | 9.0 | Businesses that can meet Standard interest eligibility and want no monthly maintenance fee | |
| Mercury Business Banking Checked 2026-10-12 | Business Checking | Treasury is a separate investment product: published net yields 3.30–3.75% for MRGXX (October 19, 2026) and 3.63–4.08% for MCRYX (October 16, 2026), varying by total balance; $250,000 eligibility threshold | $0 (banking is free on every tier) | 3 tiers | 9.0 | Startups and online businesses that want free wires and serious software | |
| American Express Business Checking Checked 2026-10-23 | Business Checking | 1.00% APY on balances up to $500,000; variable, with no interest on the portion above $500,000 | $0 monthly maintenance fee; transaction and third-party fees can apply | — | 8.5 | Businesses paid electronically that want interest, rewards and online account management | |
| Brex Business Account Checked 2026-10-12 | Cash Management | Estimated annualized Treasury total return 3.58% ($0-$500k) to 3.93% ($20M+), variable and not a savings APY; checking and Vault pay no interest | $0 (Essentials) | 3 tiers | 8.5 | Eligible companies that want business cash management alongside cards and expense tools | |
| Chase Business Complete Banking Checked 2026-10-12 | Business Checking | None | $15, waived each statement period with a $2,000 minimum daily ending balance, $2,000 eligible Chase for Business credit-card purchases, $2,000 eligible Chase QuickAccept or Chase Payment Solutions deposits, a qualifying linked Chase Private Client, JPMorgan Classic or Private Client Checking Plus account, or Chase Military Banking requirements | — | 8.5 | Businesses needing branch access, cash deposits and integrated card acceptance | |
| Live Oak Bank Business Savings Checked 2026-10-12 | Business Savings | 2.75% on all balances (down from 2.85%; 3.00% before January 2026) | $0 | — | 8.5 | Parking business reserves and emergency funds at a top-of-market rate | |
| Relay Business Banking Checked 2026-10-05 | Business Checking | Auto-savings pays 1.19% (Starter), 1.87% (Grow), or 3.21% (Scale) as of 10/5/2026 | $0 (Starter) | 3 tiers | 8.5 | Businesses that budget across many accounts and handle some cash | |
| Axos Bank Basic Business Checking Checked 2026-10-12 | Business Checking | None on Basic; Business Interest Checking pays 1.01% under $50k (then 0.10-0.20%) | $0 (Basic) | 2 tiers | 8.0 | Owners who want a real bank charter, ATM refunds, and a signup bonus | |
| Capital One Business Checking (Basic / Enhanced / Premier) Checked 2026-10-23 | Business Checking | None | $15 Basic, $35 Enhanced or $99 Premier; qualifying average balances can waive the monthly fee | 3 tiers | 8.0 | Businesses with frequent eligible digital transactions that can compare cash and wire costs by tier | |
| Grasshopper Bank Innovator Business Checking Checked 2026-10-12 | Business Checking | 1.35% on $25k-$250k; 1.00% below $25k and above $250k | $0 | 2 tiers | 8.0 | Businesses holding $25k-$250k that spend on debit and want a real charter | |
| Huntington Business Checking (100 / Unlimited / Unlimited Plus) Checked 2026-10-12 | Business Checking | None on 100 and Unlimited; Unlimited Plus is interest-bearing | $0 (100), $20 (Unlimited), or $40 (Unlimited Plus); paid tiers waivable with relationship balances or a qualifying personal checking account | 3 tiers | 8.0 | Midwest businesses that can catch one of Huntington's big checking bonuses | |
| nbkc bank Business Account Checked 2026-10-12 | Business Checking | None | $0 | — | 8.0 | Small businesses that want zero-fee banking with no fine print | |
| Ramp Business Account (Ramp Treasury) Checked 2026-10-12 | Cash Management | Checking: 2.00% variable APY as of October 23, 2026. Separate Investment Account advertises up to 4.6% net yield, with September 3, 2026 sample-portfolio assumptions; not a bank APY or guaranteed return | $0 (included with Ramp's free tier) | 2 tiers | 8.0 | Ramp card customers who want their operating cash earning FDIC-insured interest | |
| Rho Business Banking Checked 2026-10-12 | Business Checking | Checking pays no interest; savings up to 1.00% variable APY with $25,000 average monthly balance. Treasury net yields vary by investment and balance: IJTXX 3.22–3.67%, MULSX 3.43–3.88%, 13-week T-bill benchmark 3.54–3.99% (source dates October 22, 2026); not bank APYs | $0 | — | 8.0 | Incorporated companies that want banking and AP automation in one free platform | |
| U.S. Bank Business Checking (Essentials / Gold / Platinum / Premium / Nonprofit) Checked 2026-10-23 | Business Checking | Essentials and Platinum: no interest. Gold and Nonprofit: interest options; current APYs not verified. Premium: earnings credit, with an interest-bearing version also available. | $0 / $20 / $30 / $34 / $0; Gold and Platinum waivable | 5 tiers | 8.0 | Businesses with nearby U.S. Bank branches and a transaction mix that fits a tier | |
| Bank of America Business Advantage Banking Checked 2026-10-23 | Business Checking | None | $16 (Fundamentals) or $29.95 (Relationship), waivable | 2 tiers | 7.5 | Businesses that need branch cash deposits and can use a fee waiver | |
| Citizens Clearly Better Business Checking Checked 2026-10-12 | Business Checking | None | $0 | — | 7.5 | Northeast/Midwest businesses that want free, conditionless branch checking | |
| First Internet Bank Do More Business Checking Checked 2026-10-12 | Business Checking | 0.50% with a $10,000 average daily balance | $0 | — | 7.5 | Cash-free businesses that want a direct-charter online bank with no fees | |
| Found Business Banking Checked 2026-10-12 | Business Checking | None on the free tier; 1.50% up to $20,000 on Found Plus; 2.50% on all balances with no cap on Found Pro | $0 (free tier) | 3 tiers | 7.5 | Owners seeking integrated bookkeeping, tax estimates and optional Schedule C payment tools | |
| Lili Business Banking Checked 2026-10-12 | Business Checking | Savings pays 2.25% up to $500k and 4.00% on the portion from $500k to $1M (effective 1/13/2026) | $0 (Core) | 4 tiers | 7.5 | Solo owners who want tax automation plus accounting in one subscription | |
| North One Business Banking Checked 2026-10-19 | Business Checking | Up to 2.50% on Standard, up to 3.00% on Plus (activity requirements apply) | $0 (Standard) | 2 tiers | 7.5 | Service businesses that want free interest checking with envelope budgeting | |
| PNC Business Checking (Standard / Plus) Checked 2026-10-23 | Business Checking | None | $12 Standard or $22 Plus; waivable, with the first three statement cycles free | 2 tiers | 7.5 | Small businesses that can meet a fee waiver and use PNC branches or cash-deposit services | |
| Shopify Shopify Balance Checked 2026-10-12 | Cash Management | 2.52% rewards rate on balances (3.54% on Shopify Plus), accrued daily and paid monthly | $0 | — | 7.5 | Shopify merchants who want their payout float earning by default | |
| Square Square Checking Checked 2026-10-12 | Business Checking | None on checking; Square Savings pays 1.00%, or 4.25% with $10,000+ saved | $0 | — | 7.5 | Square sellers who want instant, free access to their sales | |
| Novo Business Checking Checked 2026-10-12 | Business Checking | None | $0 | — | 7.0 | Freelancers and e-commerce sellers who invoice through Stripe | |
| Regions Business Checking (LifeGreen / Advantage / Business Interest) Checked 2026-10-23 | Business Checking | LifeGreen and Advantage do not earn interest. Business Interest Checking has a variable, balance-tiered APY; obtain your local rate from Regions | $12 (LifeGreen), $25 (Advantage), or $15 (Business Interest), waivable | 3 tiers | 7.0 | Businesses with a useful Regions location that can match item volume, cash deposits and waiver requirements | |
| TD Bank Business Checking (Convenience Plus / Interest Plus) Checked 2026-10-12 | Business Checking | None on Convenience Plus; Interest Checking Plus earns interest at modest tiered rates | $20 (Convenience Plus) or $15 (Interest Plus), waivable | 2 tiers | 7.0 | East Coast retail businesses that bank in person on evenings and weekends | |
| Truist Business Checking (Simple / Dynamic) Checked 2026-10-12 | Business Checking | None | $0 (Simple) or $25 (Dynamic), waivable | 2 tiers | 7.0 | Southeast businesses, especially cash-heavy ones that fit Dynamic | |
| Wells Fargo Business Checking (Initiate / Navigate / Optimize) Checked 2026-10-23 | Business Checking | Initiate pays no interest; Navigate is interest-bearing (current APY unverified); Optimize offers an earnings allowance | $15 / $25 / $75; Initiate and Navigate have waiver options | 3 tiers | 7.0 | Businesses that need branches and can match a tier to their cash and transaction volume |
Using the bank account database
How can I compare bank accounts in this directory?
Search by bank or account name and filter by account type. Select Compare beside up to four accounts, then open Compare Accounts for a side-by-side view. Open each review for fee waivers, plan details, official sources and dated history.
What do account plans and tiers mean?
Some reviews cover several plans from one provider. Their fees, balance requirements and benefits can differ. A directory row summarizes the account family; open the review to see which plan a rate or fee applies to before choosing it.
Why are some rates, fees and ratings under review?
We withhold current financial claims when a record is overdue for a source check or its official source is unavailable. Those reviews remain searchable. Rating order puts recently checked records first and places under-review records afterward in name order; a recent editorial edit alone does not verify product terms.
Does this database include every bank account or only banks?
It includes the products Credit Compound tracks, not every account on the market. The directory also includes credit-union, fintech and brokerage products. Read the individual review for the actual provider, eligibility, ownership and deposit-insurance or investment-protection details. It does not list personal accounts held in your name.