Best Credit Card Sign-Up Bonuses
Find a welcome offer that fits your planned spending. Filter by card type, total spend, ongoing annual fee and rewards, then compare the bonus and its deadline. Personalized offers are excluded; each listed offer has a recent source check.
Comparison guide updated . Individual offer-check dates appear below.
ATHmeans the current offer matches or beats that card's tracked history. Check spending requirements and eligibility before applying.
Start with the spending requirement you can meet through planned purchases, then compare the annual fee and the reward you will actually use. Estimated point values are not guaranteed cash payouts.
Our point valuations · Bonus eligibility rules · How we compare cards
Compare verified welcome offers
178 matching offers. Estimated values are before fees; lower spending tiers are labeled.
| # | Card | Bonus | Estimated Bonus Value | Annual Fee | Required Spend | Checked | |
|---|---|---|---|---|---|---|---|
| 1 | American Express · business · Personalized offer advertised as high as 300k | 300,000 | $6,000 | $895 | $20,000 / 3 mo | 2026-11-02 | View Offer |
| 2 | Chase · business · Public offer checked October 23: eligible purchases required; prior holders may be ineligible, and offers can vary by application channel | 200,000 | $4,100 | $795 | $30,000 / 6 mo | 2026-10-23 | View Offer |
| 3 | American Express · business · Personalized offer advertised as high as 200k | 200,000 | $4,000 | $375 | $15,000 / 3 mo | 2026-11-02 | View Offer |
| 4 | Capital One · business · Tiered offer: 150,000 miles after $40,000 in the first four months; another 150,000 miles plus a one-time $1,000 Capital One Business Travel credit at $120,000 total in the same four months. The one-time credit expires 16 months after account opening. Existing or previous Capital One Business cardholders may be ineligible. The separate $300 annual travel credit is not an extra welcome bonus. | Up to 300,000 | $3,000 | $395 | $120,000 / 4 mo | 2026-11-02 | View Offer |
| 5 | American Express · business · Last recorded offer: 200,000 miles after $20,000 in 6 months. That window was advertised through 11/4/2026 and has closed; a current replacement figure could not be independently confirmed this week (americanexpress.com is unreachable from this review pass). Check the live offer Amex shows you before applying. | 200,000 | $2,300 | $650 | $20,000 / 6 mo | 2026-10-12 | View Offer |
| 6 | Chase · business | 100,000 | $2,050 | $95 | $8,000 / 3 mo | 2026-11-02 | View Offer |
| 7 | Chase · personal · Public offer; prior 150k peak has ended | 100,000 | $2,050 | $795 | $6,000 / 3 mo | 2026-10-19 | View Offer |
| 8 | American Express · personal · Personalized offer advertised as high as 100k; applicants may receive a lower offer or no offer | 100,000 | $2,000 | $325 | $8,000 / 6 mo | 2026-10-19 | View Offer |
| 9 | Capital One · business · $2,000 cash bonus after $30,000 in the first 3 months, plus $2,000 more for every $500,000 spent in the first year; confirmed unchanged | $2,000 | $2,000 | $150 | $30,000 / 3 mo | 2026-10-12 | View Offer |
| 10 | Capital One · business · Public offer confirmed unchanged | 100,000 | $1,800 | $95 | $10,000 / 3 mo | 2026-10-12 | View Offer |
| 11 | Citi · personal · Limited-time public offer: 125,000 miles after $15,000 in purchases in the first 5 months; annual fee now $695 | 125,000 | $1,750 | $695 | $15,000 / 5 mo | 2026-10-12 | View Offer |
| 12 | American Express · personal · Public offer reconfirmed; prior Platinum-family ownership may affect eligibility. | 80,000 | $1,600 | $895 | $12,000 / 6 mo | 2026-10-23 | View Offer |
| 13 | American Express · personal | 80,000 | $1,600 | $895 | $12,000 / 6 mo | 2026-10-26 | View Offer |
| 14 | Chase · personal | 75,000 | $1,538 | $95 | $5,000 / 3 mo | 2026-10-26 | View Offer |
| 15 | American Express · business · Public offer confirmed: $1,500 cash back as Reward Dollars after $50,000 in 6 months | $1,500 | $1,500 | $295 | $50,000 / 6 mo | 2026-10-12 | View Offer |
| 16 | Capital One · personal · Public online offer, now paired with a one-time $300 Capital One Travel credit (hotels/vacation rentals, first cardholder year) added since September 8, 2026; applicants who received a Venture or Venture X bonus in the past 48 months are not eligible | 75,000 | $1,350 | $95 | $4,000 / 3 mo | 2026-10-12 | View Offer |
| 17 | Capital One · personal · Public online offer; applicants who received a Venture X bonus in the past 48 months are not eligible | 75,000 | $1,350 | $395 | $4,000 / 3 mo | 2026-10-26 | View Offer |
| 18 | Citi · personal · Public online offer; 48-month product-bonus restriction applies | 75,000 | $1,350 | $595 | $6,000 / 3 mo | 2026-10-26 | View Offer |
| 19 | Chase · personal · Public offer: 3 Free Night Awards (each up to 50,000 points) after $3,000 in 3 months; bonus shown at the 150,000-point redemption ceiling, no points are awarded | 150,000 | $1,200 | $95 | $3,000 / 3 mo | 2026-10-12 | View Offer |
| 20 | Chase · business · Public offer: 90,000 miles plus 2,000 PQP after $5,000 in 3 months, plus 10,000 miles for adding an employee card in 3 months (up to 100,000) | 100,000 | $1,200 | $150 | $5,000 / 3 mo | 2026-10-12 | View Offer |
| 21 | Chase · business · Public offer: 90,000 miles plus 2,000 PQP after $5,000 in 3 months, plus 10,000 miles for adding an employee card in 3 months (up to 100,000) | 100,000 | $1,200 | $695 | $5,000 / 3 mo | 2026-10-12 | View Offer |
| 22 | Chase · personal · Limited-time public offer: 90,000 miles after $5,000 in 3 months plus 10,000 miles for adding an authorized user in 3 months (up to 100,000) | 100,000 | $1,200 | $695 | $5,000 / 3 mo | 2026-10-12 | View Offer |
| 23 | Chase · business · New public offer: 70,000 points after $7,000 in 3 months | 70,000 | $1,190 | $199 | $7,000 / 3 mo | 2026-10-12 | View Offer |
| 24 | American Express · business · Last recorded offer: 100,000 miles after $8,000 in 6 months. That window was advertised through 11/4/2026 and has closed; a current replacement figure could not be independently confirmed this week (americanexpress.com is unreachable from this review pass). Check the live offer Amex shows you before applying. | 100,000 | $1,150 | $350 | $8,000 / 6 mo | 2026-10-12 | View Offer |
| 25 | Chase · business · Launch offer: 190,000 points after $5,000 in 3 months, plus 10,000 points for adding an employee card in 3 months | 190,000 | $1,140 | $200 | $5,000 / 3 mo | 2026-10-12 | View Offer |
| 26 | Barclays · personal · Limited-time offer: 75,000 bonus points after $6,000 in purchases and paying the $699 annual fee, both within the first 90 days | 75,000 | $1,125 | $699 | $6,000 / 3 mo | 2026-10-12 | View Offer |
| 27 | Citi · personal · Limited-time public offer: 80,000 miles after $3,500 in purchases in the first 4 months; $99 fee waived for the first 12 months | 80,000 | $1,120 | $99 | $3,500 / 4 mo | 2026-10-12 | View Offer |
| 28 | Citi · personal | 60,000 | $1,080 | $95 | $4,000 / 3 mo | 2026-10-26 | View Offer |
| 29 | Chase · personal · Launch offer: 180,000 points after $3,000 in 3 months, plus 10,000 points for adding an authorized user in 3 months | 180,000 | $1,080 | $150 | $3,000 / 3 mo | 2026-10-12 | View Offer |
| 30 | Chase · business · Public offer: 80,000 points after $5,000 in 3 months; $299 annual fee | 80,000 | $1,080 | $299 | $5,000 / 3 mo | 2026-11-09 | View Offer |
| 31 | Chase · business · Elevated public offer: 80,000 points (up from 60,000) after $3,000 in 3 months | 80,000 | $1,080 | $149 | $3,000 / 3 mo | 2026-10-12 | View Offer |
| 32 | Chase · personal · Limited-time public offer: 80,000 miles after $4,000 in 3 months plus 10,000 miles for adding an authorized user in 3 months (up to 90,000), and 500 PQP after first purchase | 90,000 | $1,080 | $350 | $4,000 / 3 mo | 2026-10-12 | View Offer |
| 33 | Chase · personal · Public offer: 75,000 Avios after $5,000 in 3 months | 75,000 | $1,050 | $95 | $5,000 / 3 mo | 2026-10-12 | View Offer |
| 34 | Chase · personal · Public offer: 75,000 Avios after $5,000 in 3 months | 75,000 | $1,050 | $95 | $5,000 / 3 mo | 2026-10-12 | View Offer |
| 35 | Chase · personal · Public offer: 75,000 Avios after $5,000 in 3 months | 75,000 | $1,050 | $95 | $5,000 / 3 mo | 2026-10-12 | View Offer |
| 36 | American Express · business · Last recorded offer: 90,000 miles after $6,000 in 6 months, $0 intro annual fee the first year. That window was advertised through 11/4/2026 and has closed; a current replacement figure could not be independently confirmed this week (americanexpress.com is unreachable from this review pass). Check the live offer Amex shows you before applying. | 90,000 | $1,035 | $150 | $6,000 / 6 mo | 2026-10-12 | View Offer |
| 37 | American Express · personal · Last recorded offer: a two-part promotion advertised as high as 90,000 miles plus a $300 statement credit after $4,000 in 6 months. That window was advertised through 11/4/2026 and has closed; a current replacement figure could not be independently confirmed this week (americanexpress.com is unreachable from this review pass). Check the live offer Amex shows you before applying. | 90,000 | $1,035 | $350 | $4,000 / 6 mo | 2026-10-12 | View Offer |
| 38 | Chase · personal · 30k after $3k in 3 months, plus up to 30k through 2 total points per dollar on normally 1x purchases in the first 6 months, capped at $15k | 60,000 | $1,020 | $95 | $15,000 / 6 mo | 2026-10-26 | View Offer |
| 39 | Bank of America · business · Limited-time online offer: 70,000 bonus points plus a $99 Companion Fare (plus taxes and fees from $23) after $4,000 in purchases within 90 days | 70,000 | $1,015 | $70 | $4,000 / 3 mo | 2026-10-12 | View Offer |
| 40 | Bank of America · personal · Plus a $99 Companion Fare (from $122 with taxes and fees) with the welcome offer | 70,000 | $1,015 | $95 | $2,500 / 3 mo | 2026-10-19 | View Offer |
| 41 | American Express · business · Public offer raised from 15,000 points; Amex advertises an offer as high as 50,000, and the exact amount may be lower | 50,000 | $1,000 | $0 | $5,000 / 3 mo | 2026-11-02 | View Offer |
| 42 | Bilt Rewards · personal · 50,000 Bilt Points plus Gold status after $4,000 in non-housing purchases within 90 days, plus $300 Bilt Cash upon approval | 50,000 | $1,000 | $495 | $4,000 / 3 mo | 2026-10-26 | View Offer |
| 43 | Chase · business · $1,000 cash back; offer ending soon | 100,000 | $1,000 | $0 | $8,000 / 4 mo | 2026-11-02 | View Offer |
| 44 | Chase · business · $1,000 cash back after $10,000 in purchases within three months. The bonus may be unavailable if you have ever had this card; Chase also considers business-related eligibility factors. | 100,000 | $1,000 | $195 | $10,000 / 3 mo | 2026-10-23 | View Offer |
| 45 | Chase · business · $1,000 cash back; offer ending soon | 100,000 | $1,000 | $0 | $8,000 / 4 mo | 2026-11-02 | View Offer |
| 46 | Barclays · business · Limited-time offer, up to 100,000: 45,000 after $3,000 in 90 days plus 55,000 after $500 at Hotels by Wyndham in 180 days | 100,000 | $1,000 | $149 | $3,000 / 3 mo | 2026-10-12 | View Offer |
| 47 | Barclays · personal · Limited-time tiered offer: 45,000 points after $1,000 in qualifying purchases within 90 days, plus 55,000 after $500 at Hotels by Wyndham within 180 days | 100,000 | $1,000 | $95 | $1,500 / 6 mo | 2026-10-12 | View Offer |
| 48 | American Express · personal · Personalized offer advertised as high as 80k miles plus a $250 statement credit after the same spend; ends November 4, 2026 | 80,000 | $920 | $150 | $3,000 / 6 mo | 2026-10-19 | View Offer |
| 49 | Citi · business · Public offer: 65,000 miles after $4,000 in 4 months, $99 annual fee waived the first 12 months | 65,000 | $910 | $99 | $4,000 / 4 mo | 2026-10-12 | View Offer |
| 50 | Barclays · personal · 70,000 points after $1,000 in purchases and paying the annual fee in full, both within 90 days | 70,000 | $910 | $99 | $1,000 / 3 mo | 2026-10-12 | View Offer |
| 51 | Capital One · business · Public offer confirmed unchanged | 50,000 | $900 | $0 | $4,500 / 3 mo | 2026-10-12 | View Offer |
| 52 | Wells Fargo · personal · Public offer: 60,000 points after $4,000 in net purchases in 3 months | 60,000 | $900 | $95 | $4,000 / 3 mo | 2026-10-12 | View Offer |
| 53 | Chase · personal | 60,000 | $840 | $95 | $3,000 / 3 mo | 2026-10-26 | View Offer |
| 54 | Barclays · personal · 70,000 miles after $4,000 in purchases and paying the annual fee, both within 90 days | 70,000 | $840 | $89 | $4,000 / 3 mo | 2026-10-12 | View Offer |
| 55 | Synchrony Bank · personal · 60,000 Virgin Points Boarding Bonus after $4,000 in 90 days | 60,000 | $840 | $99 | $4,000 / 3 mo | 2026-10-12 | View Offer |
| 56 | Chase · personal | 60,000 | $810 | $229 | $2,000 / 3 mo | 2026-10-19 | View Offer |
| 57 | American Express · personal · 100,000 points after $6,000 in 6 months | 100,000 | $800 | $650 | $6,000 / 6 mo | 2026-10-12 | View Offer |
| 58 | First National Bank of Omaha · personal · Limited-time offer, apply by 11/4/2026: 25,000 points after $1,500 in purchases plus 5,000 points for adding an authorized user, both within the first 3 billing cycles | 30,000 | $750 | $99 | $1,500 / 3 mo | 2026-10-12 | View Offer |
| 59 | Bank of America · personal · 75,000 online bonus points, a $750 value, after $5,000 in purchases in the first 90 days; offer confirmed unchanged | 75,000 | $750 | $550 | $5,000 / 3 mo | 2026-10-12 | View Offer |
| 60 | Capital One · business · $750 cash bonus after $6,000 in purchases within 3 months; confirmed unchanged | $750 | $750 | $0 | $6,000 / 3 mo | 2026-10-12 | View Offer |
| 61 | American Express · personal | 150,000 | $750 | $550 | $6,000 / 6 mo | 2026-10-26 | View Offer |
| 62 | American Express · business · Limited time, ends 1/13/27: 150,000 Hilton Honors points plus a Free Night Reward after $8,000 in 6 months | 150,000 | $750 | $195 | $8,000 / 6 mo | 2026-10-12 | View Offer |
| 63 | Chase · personal · Launch offer: 125,000 points after $2,000 in 3 months, plus 10,000 points for adding an authorized user in 3 months | 125,000 | $750 | $0 | $2,000 / 3 mo | 2026-10-12 | View Offer |
| 64 | U.S. Bank · business · 75,000 bonus points after $6,000 in eligible net purchases within 180 days of account opening; $0 intro annual fee the first year, then $95 | 75,000 | $750 | $95 | $6,000 / 6 mo | 2026-10-12 | View Offer |
| 65 | U.S. Bank · business · $750 cash back | $750 | $750 | $0 | $6,000 / 6 mo | 2026-10-26 | View Offer |
| 66 | Barclays · personal · Limited-time offer, up to 75,000: 30,000 after $1,000 in 90 days plus 45,000 after $500 at Hotels by Wyndham in 180 days | 75,000 | $750 | $0 | $1,000 / 3 mo | 2026-10-12 | View Offer |
| 67 | Chase · personal · Public offer: 55,000 points after $1,500 in 3 months; $149 annual fee | 55,000 | $743 | $149 | $1,500 / 3 mo | 2026-11-09 | View Offer |
| 68 | Chase · personal · Public offer confirmed unchanged | 60,000 | $720 | $150 | $3,000 / 3 mo | 2026-10-26 | View Offer |
| 69 | American Express · personal · 85,000 points after $5,000 in 6 months | 85,000 | $680 | $250 | $5,000 / 6 mo | 2026-10-12 | View Offer |
| 70 | Chase · personal · Public offer: 85,000 points after $4,000 in 3 months | 85,000 | $680 | $250 | $4,000 / 3 mo | 2026-10-12 | View Offer |
| 71 | Chase · personal · Public offer: 50,000 points after $1,000 in 3 months | 50,000 | $675 | $99 | $1,000 / 3 mo | 2026-10-12 | View Offer |
| 72 | Bank of America · personal · Online offer: 50,000 bonus miles plus 100 XP after $2,000 in purchases within 90 days | 50,000 | $650 | $89 | $2,000 / 3 mo | 2026-10-12 | View Offer |
| 73 | American Express · personal · Limited-time offer ending 1/13/2027: 130,000 points plus a Free Night Reward after $3,000 in 6 months | 130,000 | $650 | $150 | $3,000 / 6 mo | 2026-11-09 | View Offer |
| 74 | Barclays · business · 50,000 points after $4,000 in purchases and paying the annual fee, both within 90 days | 50,000 | $650 | $99 | $4,000 / 3 mo | 2026-10-12 | View Offer |
| 75 | Bank of America · personal | 60,000 | $600 | $95 | $4,000 / 3 mo | 2026-10-19 | View Offer |
| 76 | Barclays · personal · Up to 60,000: 50,000 after $500 in purchases and paying the annual fee within 90 days, plus 10,000 after an authorized user makes a purchase within 90 days | 60,000 | $600 | $99 | $500 / 3 mo | 2026-10-12 | View Offer |
| 77 | American Express · business · The prior 100,000-point limited-time offer ended 11/4/26 as scheduled. Upgraded Points and MaxRewards now both list 75,000 points after $6,000 in purchases in 6 months as the live offer; neither confirms whether a Free Night Award is still attached, so that line is not carried forward. | 75,000 | $600 | $125 | $6,000 / 6 mo | 2026-11-09 | View Offer |
| 78 | American Express · personal · Last recorded offer: 50,000 miles plus two round-trip Delta Comfort Flight Certificates (U.S. 48, Puerto Rico, USVI; 21-day advance purchase, up to $80 taxes and fees per person) after $10,000 in 6 months. That window was advertised through 11/4/2026 and has closed; a current replacement figure could not be independently confirmed this week (americanexpress.com is unreachable from this review pass). Check the live offer Amex shows you before applying. | 50,000 | $575 | $650 | $10,000 / 6 mo | 2026-10-12 | View Offer |
| 79 | U.S. Bank · personal · 40,000 bonus miles after $4,000 in eligible purchases within 90 days; confirmed unchanged | 40,000 | $560 | $99 | $4,000 / 3 mo | 2026-10-12 | View Offer |
| 80 | Cardless · personal · Public offer confirmed unchanged | 40,000 | $540 | $99 | $3,000 / 3 mo | 2026-10-12 | View Offer |
| 81 | Wells Fargo · personal · Elevated public offer: 60,000 points (up from 40,000) after $1,000 in 3 months | 60,000 | $540 | $0 | $1,000 / 3 mo | 2026-10-12 | View Offer |
| 82 | Wells Fargo · personal · Public offer: 60,000 points after $3,000 in 3 months | 60,000 | $540 | $95 | $3,000 / 3 mo | 2026-11-09 | View Offer |
| 83 | Cardless · personal · Public offer confirmed unchanged: 20,000 Avios after first transaction plus 20,000 after $3,000 in 90 days | 40,000 | $520 | $99 | $3,000 / 3 mo | 2026-10-12 | View Offer |
| 84 | Imprint · personal · 25,000 bonus miles after $2,000 in the first 90 days, plus 15,000 more after an additional $6,000 (total $8,000) within the first 12 months | 40,000 | $520 | $99 | $8,000 / 12 mo | 2026-10-12 | View Offer |
| 85 | First National Bank of Omaha · personal · Limited-time offer, apply by 11/4/2026: 15,000 points after $1,000 in purchases plus 5,000 points for adding an authorized user, both within the first 3 billing cycles | 20,000 | $500 | $0 | $1,000 / 3 mo | 2026-10-12 | View Offer |
| 86 | Bank of America · business · $500 online cash rewards bonus after $5,000 in purchases within 90 days of account opening | $500 | $500 | $0 | $5,000 / 3 mo | 2026-10-12 | View Offer |
| 87 | Bank of America · business · 50,000 online bonus points after $5,000 in purchases in the first 90 days, redeemable for a $500 statement credit toward travel or dining; offer confirmed unchanged | 50,000 | $500 | $0 | $5,000 / 3 mo | 2026-10-12 | View Offer |
| 88 | Bank of America · business · $500 online cash rewards bonus after $5,000 in purchases within 90 days; offer confirmed unchanged | $500 | $500 | $0 | $5,000 / 3 mo | 2026-10-12 | View Offer |
| 89 | USAA · personal · 50,000 bonus points after $3,000 in qualifying purchases by January 31, 2027 | 50,000 | $500 | $95 | $3,000 / 3 mo | 2026-10-12 | View Offer |
| 90 | Wells Fargo · business · $500 cash rewards; public offer confirmed unchanged | $500 | $500 | $0 | $5,000 / 3 mo | 2026-11-09 | View Offer |
| 91 | Barclays · personal · Public offer confirmed unchanged, plus Skywards Silver tier for your first year | 40,000 | $480 | $99 | $3,000 / 3 mo | 2026-10-12 | View Offer |
| 92 | Chase · personal · Public offer: 40,000 miles after $1,000 in 3 months, plus 10,000 more for adding an authorized user in the first 3 months (up to 50,000 total) | 40,000 | $480 | $0 | $1,000 / 3 mo | 2026-10-12 | View Offer |
| 93 | Cardless · personal · Public offer confirmed unchanged | 40,000 | $440 | $79 | $2,500 / 3 mo | 2026-10-12 | View Offer |
| 94 | PenFed Credit Union · personal · 50,000 bonus points after $3,000 in purchases within 90 days | 50,000 | $425 | $95 | $3,000 / 3 mo | 2026-10-12 | View Offer |
| 95 | Barclays · personal · 40,000 BreezePoints plus Breezy 1 benefits, including a Bundle Upgrade, after $1,000 in purchases within 90 days | 40,000 | $400 | $89 | $1,000 / 3 mo | 2026-10-12 | View Offer |
| 96 | Cardless · personal · Public offer confirmed unchanged | 40,000 | $400 | $99 | $2,500 / 3 mo | 2026-10-12 | View Offer |
| 97 | Capital One · personal · 20,000 bonus miles after $500 in purchases within 3 months; confirmed unchanged | 20,000 | $360 | $0 | $500 / 3 mo | 2026-10-12 | View Offer |
| 98 | Citi · personal · Bonus confirmed unchanged; Citi quietly moved Strata-family bonus eligibility from once-per-48-months to once-per-lifetime language around September 20, 2026 | 20,000 | $360 | $0 | $1,000 / 3 mo | 2026-11-02 | View Offer |
| 99 | Chase · personal · Public offer: 45,000 points after $1,000 in 3 months | 45,000 | $360 | $0 | $1,000 / 3 mo | 2026-10-12 | View Offer |
| 100 | American Express · personal · Limited-time offer ending 1/13/2027: 70,000 points plus a Free Night Reward after $2,000 in 6 months | 70,000 | $350 | $0 | $2,000 / 6 mo | 2026-11-09 | View Offer |
| 101 | Bank of America · personal · Online offer: 30,000 bonus points, equal to $300 off a future Allegiant trip, after $1,500 in purchases within 90 days; confirmed unchanged | 30,000 | $300 | $59 | $1,500 / 3 mo | 2026-10-12 | View Offer |
| 102 | American Express · business · Public offer confirmed unchanged | 15,000 | $300 | $95 | $3,000 / 3 mo | 2026-11-02 | View Offer |
| 103 | American Express · personal · Personalized offer advertised as high as $300 cash back; applicants may receive a lower offer or no offer | $300 | $300 | $95 | $3,000 / 6 mo | 2026-10-19 | View Offer |
| 104 | Chase · personal · $300 offer: $200 Disney gift card eGift on approval plus a $100 statement credit after $500 in 3 months | 30,000 | $300 | $49 | $500 / 3 mo | 2026-10-12 | View Offer |
| 105 | Barclays · personal · 30,000 bonus points after $1,000 in purchases within 90 days of account opening | 30,000 | $300 | $0 | $1,000 / 3 mo | 2026-10-12 | View Offer |
| 106 | Bank of America · personal · Online offer: 30,000 bonus points, redeemable for $300 in onboard credit or cruise discounts, after $1,500 in purchases within 90 days | 30,000 | $300 | $0 | $1,500 / 3 mo | 2026-10-12 | View Offer |
| 107 | American Express · business · $250 statement credit; public offer confirmed unchanged | $250 | $250 | $0 | $3,000 / 3 mo | 2026-11-09 | View Offer |
| 108 | Bank of America · personal · Worth $250 toward travel | 25,000 | $250 | $0 | $1,000 / 3 mo | 2026-10-19 | View Offer |
| 109 | Bank of America · personal · $250 online cash rewards bonus, raised from $200 | $250 | $250 | $0 | $1,000 / 3 mo | 2026-10-19 | View Offer |
| 110 | Navy Federal Credit Union · personal · $250 cash back after $2,500 in 90 days, applications 7/1/2026 through 1/3/2027; also 1.99% intro APR for 12 months on balance transfers made in the first 60 days, no transfer fee | $250 | $250 | $0 | $2,500 / 3 mo | 2026-10-12 | View Offer |
| 111 | Wells Fargo · personal · $250 OneKeyCash after $2,000 in 3 months | $250 | $250 | $0 | $2,000 / 3 mo | 2026-10-12 | View Offer |
| 112 | PNC Bank · personal · $250 statement credit after $1,000 in purchases in the first 3 months; one account-opening bonus per product per 24 months; also 0% intro APR for 15 months on balance transfers made in the first 90 days | $250 | $250 | $0 | $1,000 / 3 mo | 2026-10-12 | View Offer |
| 113 | Synchrony Bank · personal · Worth about $250 toward Sun Country travel | 25,000 | $250 | $89 | $1,000 / 3 mo | 2026-10-19 | View Offer |
| 114 | Citi · personal · 15,000 AAdvantage bonus miles plus a $100 statement credit after $500 in purchases in the first 3 months | 15,000 | $210 | $0 | $500 / 3 mo | 2026-10-12 | View Offer |
| 115 | American Express · personal · Personalized offer advertised as high as $200 cash back | $200 | $200 | $0 | $2,000 / 6 mo | 2026-10-26 | View Offer |
| 116 | Bank of America · personal · $200 online cash rewards bonus | $200 | $200 | $0 | $1,000 / 3 mo | 2026-10-19 | View Offer |
| 117 | Bread Financial (Comenity) · personal · $200 statement credit; offer appears targeted/YMMV rather than universally public | $200 | $200 | $0 | $1,000 / 3 mo | 2026-11-02 | View Offer |
| 118 | Capital One · personal · $200 cash bonus | $200 | $200 | $0 | $500 / 3 mo | 2026-10-12 | View Offer |
| 119 | Capital One · personal · $200 after $500 in purchases within three months; no new-cardmember bonus for this product received in the past 48 months. This public Savor offer is separate from Good Credit and Student versions. | $200 | $200 | $0 | $500 / 3 mo | 2026-10-23 | View Offer |
| 120 | Chase · personal · $200 cash back; public offer confirmed unchanged | 20,000 | $200 | $0 | $500 / 3 mo | 2026-10-26 | View Offer |
| 121 | Chase · personal · $200 cash back | 20,000 | $200 | $0 | $500 / 3 mo | 2026-11-02 | View Offer |
| 122 | Citi · personal · $200 cash back; 48-month product-bonus restriction applies | 20,000 | $200 | $0 | $1,500 / 6 mo | 2026-10-22 | View Offer |
| 123 | First Tech Federal Credit Union · personal · Public offer confirmed unchanged: 20,000 points (worth $200) after $3,000 in 60 days | 20,000 | $200 | $0 | $3,000 / 2 mo | 2026-10-12 | View Offer |
| 124 | First National Bank of Omaha · personal · $200 bonus (20,000 points) after $1,000 in the first 3 billing cycles | $200 | $200 | $0 | $1,000 / 3 mo | 2026-10-12 | View Offer |
| 125 | Barclays · personal · 20,000 points after $1,000 in 90 days, enough for a $200 onboard credit; apply through the Holland America co-brand page | 20,000 | $200 | $0 | $1,000 / 3 mo | 2026-10-12 | View Offer |
| 126 | First National Bank of Omaha · personal · Two-step offer: 10,000 points after $1,000 in the first three billing cycles, plus 10,000 more when spend reaches $2,500 in the first six; apply by January 5, 2027 | 20,000 | $200 | $0 | $2,500 / 6 mo | 2026-10-12 | View Offer |
| 127 | Navy Federal Credit Union · personal · 20,000 points after $2,000 in 90 days; offer runs through 1/3/2027 | 20,000 | $200 | $0 | $2,000 / 3 mo | 2026-10-26 | View Offer |
| 128 | Bank of America · personal · Online offer confirmed unchanged: worth $200 off a Norwegian cruise or as onboard credit | 20,000 | $200 | $0 | $1,000 / 3 mo | 2026-10-12 | View Offer |
| 129 | Barclays · personal · Public offer confirmed: 20,000 points, enough for a $200 onboard credit, after $1,000 in purchases within 90 days | 20,000 | $200 | $0 | $1,000 / 3 mo | 2026-10-12 | View Offer |
| 130 | Regions Bank · personal · $200 bonus cash rewards after $1,000 in the first 90 days, or $100 after $500; also 0% intro APR for 12 months on purchases and on balance transfers posted within 60 days | $200 | $200 | $0 | $1,000 / 3 mo | 2026-10-12 | View Offer |
| 131 | State Department Federal Credit Union · personal · $200 bonus after $3,000 in eligible purchases within 90 days; existing or previous SDFCU cardholders are not eligible | $200 | $200 | $0 | $3,000 / 3 mo | 2026-10-12 | View Offer |
| 132 | U.S. Bank · personal · 20,000 points after $1,000 spend within 90 days; the 30,000-point bump from September 2026 has expired | 20,000 | $200 | $0 | $1,000 / 3 mo | 2026-11-02 | View Offer |
| 133 | U.S. Bank · personal · $200 value toward purchases | 20,000 | $200 | $0 | $1,000 / 3 mo | 2026-10-26 | View Offer |
| 134 | U.S. Bank · personal · $200 cash back; the September 2026 $250 bump has rolled back | $200 | $200 | $0 | $1,000 / 3 mo | 2026-11-02 | View Offer |
| 135 | USAA · personal · $200 bonus, live through Nov 30, 2026 | $200 | $200 | $0 | $1,000 / 3 mo | 2026-10-19 | View Offer |
| 136 | USAA · personal · $200 reward bonus after $1,000 in qualifying purchases by January 31, 2027; also 0% intro APR through the May 2028 billing cycle on balance transfers posted by January 31, 2027 (5% fee) | $200 | $200 | $0 | $1,000 / 3 mo | 2026-10-12 | View Offer |
| 137 | Wells Fargo · personal · 20,000 points, worth $200 in cash redemption, after $1,000 in net purchases post within three months; introductory-offer eligibility restrictions apply. | 20,000 | $200 | $0 | $1,000 / 3 mo | 2026-10-23 | View Offer |
| 138 | Chase · personal · $150 Amazon gift card instantly upon approval; the $200 Prime Day-window offer ended | $150 | $150 | $0 | $0 / 0 mo | 2026-10-19 | View Offer |
| 139 | Imprint · personal · Limited-time offer for the first 10,000 new cardholders: $150 in Travel Credits after $1,500 in the first 90 days | 15,000 | $150 | $0 | $1,500 / 3 mo | 2026-10-12 | View Offer |
| 140 | Chase · personal · $150 offer: $100 Disney gift card eGift on approval plus a $50 statement credit after $500 in 3 months | 15,000 | $150 | $0 | $500 / 3 mo | 2026-10-12 | View Offer |
| 141 | Barclays · personal · 15,000 bonus points after $500 in the first 90 days, enough for a $150 statement credit | 15,000 | $150 | $0 | $500 / 3 mo | 2026-10-12 | View Offer |
| 142 | Synchrony Bank · personal · $150 statement credit after your first purchase within 90 days, for applicants approved 8/12/2026 through 1/13/2027 | 15,000 | $150 | $0 | $0 / 3 mo | 2026-10-12 | View Offer |
| 143 | JetBlue CardATH Barclays · personal · Public offer confirmed unchanged | 10,000 | $130 | $0 | $1,000 / 3 mo | 2026-10-12 | View Offer |
| 144 | PenFed Credit Union · personal · 15,000 bonus points after $1,500 in purchases within 90 days | 15,000 | $128 | $0 | $1,500 / 3 mo | 2026-10-12 | View Offer |
| 145 | American Express · personal · Public offer: 10,000 miles after $1,000 in 6 months, no annual fee | 10,000 | $115 | $0 | $1,000 / 6 mo | 2026-11-09 | View Offer |
| 146 | Bread Financial (Comenity) · personal · $100 statement credit after $1,000 in purchases within the first 90 days | $100 | $100 | $0 | $1,000 / 3 mo | 2026-10-12 | View Offer |
| 147 | Barclays · personal · $100 cash back bonus after $500 in purchases in the first 90 days | $100 | $100 | $0 | $500 / 3 mo | 2026-10-12 | View Offer |
| 148 | Barclays · personal · $100 cash back bonus after $500 in purchases in the first 90 days | $100 | $100 | $0 | $500 / 3 mo | 2026-10-12 | View Offer |
| 149 | Apple CardATH Goldman Sachs · personal · $100 Daily Cash after $100 in purchases within 30 days. New cardholders must apply through the linked promotion; Apple Card Family participant purchases do not count. Offer may change. | $100 | $100 | $0 | $100 / 30 days | 2026-10-22 | View Offer |
| 150 | Bread Financial (Comenity) · personal · 10,000 Reward Credits plus 2,500 Tier Credits after $1,000 spent outside Caesars destinations in 90 days | 10,000 | $100 | $0 | $1,000 / 3 mo | 2026-10-12 | View Offer |
| 151 | Citi · personal · Limited-time new-account coupon: $25 off a $25-$299 purchase, $50 off $300-$999 or $100 off $1,000 or more on one purchase within 30 days of account opening; no end date published | 10,000 | $100 | $0 | $1,000 / 1 mo | 2026-10-12 | View Offer |
| 152 | Citi · personal · 30% off macys.com purchases on the day you open the card (in-store discount varies), save up to $100 | 10,000 | $100 | $0 | $0 / 0 mo | 2026-10-12 | View Offer |
| 153 | Synchrony Bank · personal · 20% off your first purchase, up to $100 maximum discount | 10,000 | $100 | $0 | $0 / 0 mo | 2026-10-19 | View Offer |
| 154 | PenFed Credit Union · personal · $100 statement credit after $1,500 in purchases within 90 days | $100 | $100 | $0 | $1,500 / 3 mo | 2026-10-12 | View Offer |
| 155 | Capital One · personal · $100 REI gift card after your first purchase outside REI within 60 days; confirmed unchanged | 10,000 | $100 | $0 | $0 / 2 mo | 2026-10-12 | View Offer |
| 156 | Wells Fargo · personal · $100 cash rewards after $500 in net purchases posted within three months; existing/recent Active Cash ownership may affect introductory-offer eligibility. | $100 | $100 | $0 | $500 / 3 mo | 2026-10-23 | View Offer |
| 157 | First National Bank of Omaha · personal · 5,000 bonus miles after your first purchase; no larger spending campaign is currently advertised | 5,000 | $70 | $85 | $1 / 3 mo | 2026-10-12 | View Offer |
| 158 | OpenSky · personal · Limited-time statement credit: $30 for funding a $500 deposit or $70 for funding $1,000 the same day as approval, one per customer | $70 | $70 | $0 | $0 / 0 mo | 2026-10-12 | View Offer |
| 159 | Capital One · personal · Up to $60 in CLUB Points: $20 at approval, $20 after 5 purchases anywhere Mastercard is accepted, and $20 after 5 more purchases, all within 30 days of approval | 6,000 | $60 | $0 | $0 / 1 mo | 2026-10-12 | View Offer |
| 160 | TD Bank · personal · $60 Nordstrom Note after approval, issued as store credit | 6,000 | $60 | $0 | $0 / 0 mo | 2026-10-19 | View Offer |
| 161 | Chase · personal · $50 Amazon gift card loaded instantly on approval | $50 | $50 | $0 | $0 / 0 mo | 2026-10-12 | View Offer |
| 162 | Imprint · personal · 20% off your first online Brooks Brothers purchase within 30 days of opening, plus a $50 reward on your first purchase outside Brooks Brothers within 60 days | 5,000 | $50 | $0 | $0 / 2 mo | 2026-10-12 | View Offer |
| 163 | Capital One · personal · One-time $50 cash bonus after $100 in purchases within 3 months; the limited-time $100 offer has ended | $50 | $50 | $0 | $100 / 3 mo | 2026-10-12 | View Offer |
| 164 | Capital One · personal · One-time $50 cash bonus after $100 in purchases within 3 months; the limited-time $100 offer has ended | $50 | $50 | $0 | $100 / 3 mo | 2026-10-12 | View Offer |
| 165 | Imprint · personal · $50 in Reward Dollars after $1,000 spent outside Crate & Barrel, Crate & Kids, CB2 and Hudson Grace in the first 90 days | 5,000 | $50 | $0 | $1,000 / 3 mo | 2026-10-12 | View Offer |
| 166 | Chase · personal · $50 Instacart credit on approval; the product page no longer advertises a free Instacart+ year | $50 | $50 | $0 | $0 / 0 mo | 2026-10-12 | View Offer |
| 167 | TD Bank · personal · $50 in Target Circle Rewards after $50 in qualifying purchases with the Target Circle credit card within 60 days of approval | 5,000 | $50 | $0 | $50 / 2 mo | 2026-10-12 | View Offer |
| 168 | First National Bank of Omaha · business · $50 statement credit after your first purchase within the first 3 billing cycles | 5,000 | $50 | $0 | $0 / 3 mo | 2026-10-12 | View Offer |
| 169 | Synchrony Bank · personal · Personalized offer starting at $50 in Walgreens Cash rewards after one eligible purchase within 45 days of opening | $50 | $50 | $0 | $0 / 0 mo | 2026-10-12 | View Offer |
| 170 | Citi · personal · $50 off your first Wayfair order of $100 or more on approval | 5,000 | $50 | $0 | $100 / 0 mo | 2026-10-19 | View Offer |
| 171 | Synchrony Bank · personal · $35 cash back upon account opening; plus 3% cash back on all purchases for the first 90 days for applications from 9/2 to 12/31/2026 | $35 | $35 | $0 | $0 / 0 mo | 2026-10-12 | View Offer |
| 172 | Synchrony Bank · personal · $30 statement credit after $30 in eligible Sam's Club purchases within 30 days of account opening | $30 | $30 | $0 | $30 / 1 mo | 2026-10-12 | View Offer |
| 173 | Chase · personal · $25 statement credit for enrolling in automatic payments | 2,500 | $25 | $0 | $0 / 0 mo | 2026-10-12 | View Offer |
| 174 | IKEA VisaATH Bread Financial (Comenity) · personal · $25 off your first IKEA purchase of $25 or more when you open and use the card the same day, plus $25 IKEA Rewards Dollars after $500 in purchases outside IKEA and TaskRabbit within 90 days | 2,500 | $25 | $0 | $500 / 3 mo | 2026-10-12 | View Offer |
| 175 | OpenSky · personal · Limited-time $20 statement credit when approved and the deposit is funded at $300 or more the same day | $20 | $20 | $35 | $0 / 0 mo | 2026-10-12 | View Offer |
| 176 | Affinity Federal Credit Union · personal · Public offer: $150 cash back after $3,000 in 90 days, plus a separate 10,000 point bonus after $25,000 in purchases in the first 12 months; 5% Amazon cap now $1,000 per month | $1.5 | $2 | $0 | $3,000 / 3 mo | 2026-10-12 | View Offer |
| 177 | BECU · personal · Public offer confirmed: $200 cash back after $2,000 in purchases in the first 3 months; no intro APR on this card (BECU's 0% intro offer is on its separate Low Rate card) | $2 | $2 | $0 | $2,000 / 3 mo | 2026-10-12 | View Offer |
| 178 | TD Bank · personal · Public offer confirmed: $200 statement credit after $1,500 in 90 days; intro APR now 0% on purchases for 12 billing cycles and balance transfers for 15 | $2 | $2 | $0 | $1,500 / 3 mo | 2026-10-12 | View Offer |
Methodology: bonus size times our cents-per-point valuation for each currency (before annual fees). Cash bonuses valued at face. Spend requirements and fees shown so you can judge the full picture; a bigger bonus behind an $8,000 spend is not automatically the better deal. The annual-fee filter uses the ongoing fee, even if the first year is waived. Only records checked within the last 45 days appear here, and every card links to its dated source status and complete offer history chart.
Questions about comparing bonuses
How do I choose a credit card sign-up bonus?
Start with purchases you already plan to make during the offer’s spending window. Then compare the annual fee, reward type and eligibility conditions. A larger points total can be less useful than a smaller cash bonus if you cannot use the rewards or meet the requirement without extra costs.
Is the spending filter a monthly budget?
No. It is the total required spending over each offer’s full window. A $3,000 requirement in three months and a $3,000 requirement in six months both fit a $3,000 filter, but allow different amounts of time. The table shows each deadline.
How do the filters handle tiered bonuses?
If the maximum bonus needs more spending than your selected limit, the comparison shows the highest recorded lower tier that fits. Its bonus and spending amount are labeled separately; the full offer note still explains the other tiers and any additional conditions.
Does estimated bonus value include fees and travel credits?
No. The estimate values the displayed bonus using that card’s cents-per-point assumption before annual fees. Cash bonuses are valued at face value. Separate travel credits, spending rewards, financing interest and payment surcharges are excluded. Redemption values and certificate restrictions can change the value you receive.
Recent Changes
Updated 2026-11-09Recorded bonus changes across the card database, newest first. These are historical observations; the comparison above shows currently publishable offers. Tiered changes require the full offer history.
- 2026-11-09Decreased:Marriott Bonvoy Business American Express100k → 75k
- 2026-11-02Decreased:U.S. Bank Cash+ Visa Signature$250 → $200
- 2026-11-02Decreased:US Bank Altitude Connect30k → 20k
- 2026-10-19Increased:Amex Blue Business Plus15k → 50kATH
- 2026-10-12Increased:Amtrak Guest Rewards Mastercard12k → 20kATH
- 2026-10-22New offer:Apple Card$100ATH
- 2026-10-12Increased:Business Advantage Customized Cash Rewards$300 → $500ATH
- 2026-10-12Increased:Choice Privileges Mastercard40k → 60kATH
- 2026-10-12Increased:Citi AAdvantage Executive World Legend Mastercard70k → 125kATH
- 2026-10-12Increased:Citi AAdvantage Platinum Select World Elite Mastercard75k → 80kATH
- 2026-10-12Increased:Delta SkyMiles Reserve Business Amex125k → 200kATH
- 2026-10-12Increased:IHG One Rewards Premier Credit Card140k → 180kATH
- 2026-10-12Increased:Marriott Bonvoy Boundless125k → 150kATH
- 2026-10-12New offer:Mastercard Black Card75kATH
- 2026-10-12New offer:OpenSky Plus Secured Visa$70ATH
- 2026-10-12New offer:OpenSky Secured Visa$20ATH
- 2026-10-12Increased:PNC Cash Rewards Visa$200 → $250ATH
- 2026-10-12New offer:Regions Cash Rewards Visa$200ATH
- 2026-10-12Increased:U.S. Bank Business Altitude Connect Visa Signature60k → 75kATH
- 2026-10-12Increased:United Club Card90k → 100kATH
- 2026-10-12Increased:United Gateway Card20k → 40kATH
- 2026-10-12Increased:USAA Eagle Navigator Visa Signature30k → 50kATH
- 2026-10-12Increased:Wyndham Rewards Earner Business Card75k → 100kATH
- 2026-10-12Increased:Wyndham Rewards Earner Card60k → 75kATH
- 2026-10-12Increased:Wyndham Rewards Earner Plus Card45k → 100kATH