PenFed Credit Union
PenFed Credit Union Access America Checking
By Alex Compton · Last verified
The dated account record and source-check history remain available below. Current analysis is withheld pending reverification.
Insurance: Under review
Account Terms History
A dated record of APY, fees and opening requirements. New changes append to this table; prior terms remain visible.
| Observed | APY | Monthly fee | Minimum | Evidence |
|---|---|---|---|---|
| 2026-06-11 | 0.15% up to $20,000; 0.35% from $20,000 to $50,000 | $10, waived with $500+ monthly direct deposit or $500+ daily balance | $25 | Archive record · no attached snapshotLegacy snapshot; event-level evidence was not attached at the time |
Primary-source verification log
Append-only evidence ledgerEvent-level primary-source attachments begin with the September 2026 verification system. Older records remain visible but are not retroactively presented as evidenced.
Current analysis withheld
Ratings, recommendations, plan details, feature claims and FAQs can contain mutable financial terms. They will return after a complete primary-source review. The dated term table and append-only evidence log above remain available for historical research.
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