Bank bonus record
Robinhood Robinhood Retirement IRA
Uncapped 1% match on IRA transfers and 401(k) rollovers; $1,000 shown assumes a $100,000 transfer
Maximum Bonus
$1,000
Offer Ends
No published date
Monthly Fee
$0; Robinhood Gold is $5 per month for the 3% contribution match
Credit Pull
Soft pull
Every requirement
- 1.Transfer an outside IRA or roll over a 401(k) into a Robinhood IRA
- 2.Everyone earns the 1% match on IRA transfers, 401(k) rollovers and contributions; Robinhood Gold subscribers earn 3% on annual contributions instead, about $225 at the $7,500 2026 limit
- 3.Keep matched funds at Robinhood 5 years to avoid an Early IRA Match Removal Fee; the 3% Gold match requires staying subscribed 1 year after the first Gold match
Eligibility details
Availability: Nationwide
Repeatability: Match pays on each new transfer, so additional rollovers keep earning. Elevated 2% to 3% transfer windows recur periodically; the last ran January 8 to April 30, 2026.
Early closure: Match clawback if assets leave within 5 years
Check the official offer →Opening Offer History
Public offer observations are appended here. Older payouts, requirements and end dates remain visible after the promotion changes.
| Observed | Maximum bonus | Qualifying amount | Window | Offer end | Evidence |
|---|---|---|---|---|---|
| 2026-10-12 | $1,000 | $100,000 | Not recorded | Ongoing | Robinhood Retirement page →Uncapped 1% match on IRA transfers and 401(k) rollovers for everyone; Gold earns 3% on annual contributions, match does not apply to managed IRAs |
Primary-source verification log
Append-only evidence ledger- changed
Uncapped 1% transfer/rollover match confirmed; Gold 3% contribution match now about $225 at the $7,500 2026 limit
Fields: requirements, monthlyFee
Robinhood Retirement page →