Bank bonus record
TD Bank Complete / Beyond Checking
$200 Complete Checking with $500 DD, $300 Beyond Checking with $2,500 DD
Maximum Bonus
$300
Offer Ends
September 30, 2026
Monthly Fee
$15 Complete waived with $500 DD; $25 Beyond waived with $5,000 DD or $2,500 balance
Credit Pull
Not verified
Every requirement
- 1.Open online through the offer page
- 2.Complete: receive $500 total in qualifying direct deposits within 60 days
- 3.Beyond: receive $2,500 total in qualifying direct deposits within 60 days
- 4.Each qualifying deposit must be at least $250 and be electronic payroll, pension, or government-benefit income
- 5.Bonus pays on or before 180 days after account opening while the account remains open and unrestricted
Eligibility details
Availability: TD Bank U.S. footprint; online application remains subject to location eligibility
Repeatability: Not available to current TD personal checking customers, anyone who closed a TD personal checking account in the prior 12 months, or anyone who has ever received a TD personal checking bonus.
Early closure: TD may deduct the bonus if the account is closed within 6 months of opening
Check the official offer →Opening Offer History
Public offer observations are appended here. Older payouts, requirements and end dates remain visible after the promotion changes.
| Observed | Maximum bonus | Qualifying amount | Window | Offer end | Evidence |
|---|---|---|---|---|---|
| 2026-09-04 | $300 | $2,500 | 60 days | 2026-09-30 | TD checking and savings bonus terms →$200 Complete or $300 Beyond; qualifying deposits must be payroll, pension, or government benefits and at least $250 each |
| 2026-06-09 | $300 | $2,500 | 60 days | Ongoing | Archive record · no attached snapshotArchive record: $200 Complete and $300 Beyond; no event-level evidence attached |
Primary-source verification log
Append-only evidence ledger- changed
Preserved the June archive point and attached the current September 30 offer, exact direct-deposit definition, payout deadline and six-month closure clawback
Fields: requirements, expiration, churnable, earlyTerminationFee, lastVerified, offerHistory
TD checking and savings bonus terms → - changed
Removed the unsupported legacy soft-pull claim; the official offer terms do not establish the application inquiry type
Fields: softPull, availability
TD checking and savings bonus terms → - changed
Corrected the canonical outbound URL to the exact public promotion and enrollment terms rather than the general checking comparison page
Fields: url
TD checking and savings bonus terms →