Bank bonus record
Truist One Checking
$500 after at least two qualifying direct deposits totaling $2,000 and 20 qualifying debit-card purchases within 120 days
Maximum Bonus
$500
Offer Ends
February 2, 2027
Monthly Fee
$12, waived through qualifying deposits, balances, relationships, student status, or age
Credit Pull
Not verified
Every requirement
- 1.Enroll with a valid single-use promo code when opening Truist One Checking online, in a branch, or by phone
- 2.Receive at least two qualifying ACH direct deposits greater than $5 each, totaling $2,000 or more, within 120 days
- 3.Complete at least 20 posted Truist debit-card purchases within the same 120-day period
- 4.Keep the account open, unrestricted, and above a $0 current balance when Truist attempts the payout
- 5.Reward deposits within 10 business days after all requirements are met
Eligibility details
Availability: AL, AR, DC, FL, GA, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA and WV
Repeatability: Once per client under the current offer. Not available to current primary owners of a Truist personal checking account or anyone who closed one on or after July 14, 2025.
Check the official offer →Opening Offer History
Public offer observations are appended here. Older payouts, requirements and end dates remain visible after the promotion changes.
| Observed | Maximum bonus | Qualifying amount | Window | Offer end | Evidence |
|---|---|---|---|---|---|
| 2026-09-04 | $500 | $2,000 | 120 days | 2027-02-02 | Truist Checking $500 Offer terms →At least two qualifying direct deposits totaling $2,000 plus 20 qualifying debit-card purchases |
Primary-source verification log
Append-only evidence ledger- changed
Added the current public Truist checking offer with its promo-code enrollment, two-deposit requirement, debit-card purchase requirement, eligibility footprint and payout conditions
Fields: bonus, bonusDetail, requirements, monthlyFee, expiration, availability, churnable, url, lastVerified, offerHistory
Truist Checking Offer terms →