Bank bonus record
U.S. Bank Business Essentials / Platinum Business Checking
$400 Business Essentials with $5,000 in new money; $1,200 Platinum with $25,000
Maximum Bonus
$1,200
Offer Ends
September 27, 2026
Monthly Fee
$0 Essentials; $30 Platinum, waived through Payment Solutions or qualifying balances
Credit Pull
Not verified
Every requirement
- 1.Open Business Essentials or Platinum with promo code Q3DIG26 by September 27, 2026
- 2.Deposit $5,000 for Essentials or $25,000 for Platinum in new money within 30 days
- 3.Maintain the required daily balance through day 60
- 4.Complete six qualifying transactions within 60 days of opening
Eligibility details
Availability: Online application subject to business and location eligibility; branches in U.S. Bank's footprint
Repeatability: Limit one bonus per business. Existing businesses with a U.S. Bank business checking account, or one closed within the prior 12 months, do not qualify.
Check the official offer →Opening Offer History
Public offer observations are appended here. Older payouts, requirements and end dates remain visible after the promotion changes.
| Observed | Maximum bonus | Qualifying amount | Window | Offer end | Evidence |
|---|---|---|---|---|---|
| 2026-09-04 | $1,200 | $25,000 | 60 days | 2026-09-27 | U.S. Bank Q3DIG26 business checking offer terms →$400 Essentials or $1,200 Platinum after new-money funding, a 60-day balance hold, and six qualifying transactions |
| 2026-06-09 | $800 | $25,000 | 60 days | 2026-09-30 | Archive record · no attached snapshotLegacy snapshot: $400 Silver / $800 Platinum; no event-level evidence attached |
Primary-source verification log
Append-only evidence ledger- changed
Updated public business checking offer from to ,200 maximum and captured both current tiers and deadline
Fields: accountName, bonus, bonusDetail, requirements, monthlyFee, expiration, availability, softPull, churnable, url, offerHistory, lastVerified
U.S. Bank Q3DIG26 business checking offer terms → - confirmed
Correction to prior summary: the public offer changed from an $800 to a $1,200 maximum; both current tiers and the September 27 deadline are confirmed
Fields: summary
U.S. Bank Q3DIG26 business checking offer terms →