Savings rate record
Openbank by Santander High Yield Savings
3.80% APY with a $500 opening minimum. Availability restrictions apply; confirm eligibility on the official opening flow.
Current APY
3.80%
Minimum
$500 to open
Source check
2026-09-04
Savings Rate History
Rate observations are appended here. Older APYs remain visible after the bank changes its current rate.
Annual percentage yield
| Observed | APY | Evidence |
|---|---|---|
| 2026-09-04 | 3.80% | Openbank High Yield Savings page →$500 minimum opening deposit |
| 2026-06-09 | 4.30% | Archive record · no attached snapshotLegacy snapshot; no event-level evidence attached |
Primary-source verification log
Append-only evidence ledger- changed
High Yield Savings APY is 3.80% with a $500 opening minimum
Fields: apy, notes, url, rateHistory
Openbank High Yield Savings page →