Savings rate record
Wealthfront Cash Account
Cash management account, not a bank. Base rate is 3.30%; a 0.65% three-month new-client boost and 0.25% direct-deposit increase can raise it to 4.20%. FDIC coverage is through program banks.
Current APY
3.30%
Minimum
$1
Source check
2026-09-04
Savings Rate History
Rate observations are appended here. Older APYs remain visible after the bank changes its current rate.
Annual percentage yield
| Observed | APY | Evidence |
|---|---|---|
| 2026-09-04 | 3.30% | Wealthfront Cash Account page →Base APY; official page advertises up to 4.20% when available boosts stack |
| 2026-06-09 | 4.00% | Archive record · no attached snapshotLegacy snapshot; no event-level evidence attached |
Primary-source verification log
Append-only evidence ledger- changed
Base APY is 3.30%; published boosts can raise APY to 4.20%
Fields: apy, notes, rateHistory
Wealthfront Cash Account page →