Step Visa Card & Money Account vs Fidelity Youth Account
By Alex Compton · Updated
Current comparison analysis is withheld until both official sources pass verification. The table below shows which fields remain under review.
| Step Visa Card & Money Account | Fidelity Youth Account | |
|---|---|---|
| APY | 3% savings reward with Step Black (paid as rewards, not interest); none on the free tier | Under review |
| Monthly Fee | $0 core; Step Black can be earned at no cost with $300 in qualifying monthly direct deposits or $500 in monthly card spend; paid enrollment may be offered in-app | Under review |
| Minimum to Open | None | Under review |
| ATM Access | $3 Step fee at out-of-network ATMs, plus any operator fee; in-network availability is shown in the Step app | Under review |
| Insurance | Deposits held at Evolve Bank & Trust, Member FDIC, insured to $250,000; up to $1M coverage for eligible Step Black members | Under review |
| Our Rating | 8.0 | — |
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