AAA Daily Advantage Visa Signature
By Alex Compton · Last verified
The sleeper 5% grocery card hiding behind a roadside assistance logo.
Welcome Bonus
$100
≈$100 value
Spend Requirement
$1,000
in 3 months
Annual Fee
$0
No FTF
Credit Score
670+
(Good)
Current offer note: $100 statement credit after $1,000 in purchases within the first 90 days
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-10-12 | $100 | $1,000 in 3 mo | Terms reconfirmed$100 statement credit after $1,000 in purchases within the first 90 days | AAA Club Alliance Daily Advantage Visa page → |
| 2026-06 | $100 | $1,000 in 3 mo | Terms reconfirmed | Archive record · no attached snapshot |
| 2023-06 | $100 | $1,000 in 3 mo | Earliest recordLaunch era offer | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledger- changed
$100 after $1,000 in 90 days confirmed; $500 yearly cap applies to grocery, wholesale club and gas combined.
Fields: earningRates.note, cons
AAA Club Alliance Daily Advantage Visa page →
Source checked 2026-10-12 · spot an outdated offer? Report a correction above.
Embed this chart on your site (free, with attribution)
Bloggers and journalists: paste this snippet to embed the live, auto-updating bonus history chart. Attribution to Credit Compound is included in the widget.
Earning Rates
- 5xGrocery stores$500 yearly cash back cap applies to grocery, wholesale club and gas purchases combined, then 1%
- 3xGas, EV charging, wholesale clubs, streaming, pharmacy and AAA purchases
- 1xAll other purchases
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦Real cash back: statement credit or direct deposit, no captive store credit
- ✦No AAA membership required to apply
- ✦No foreign transaction fees on a no-fee card
Why it earns its spot
- +5% on groceries beats nearly every dedicated grocery card
- +3% spread covers gas, streaming, pharmacy and warehouse clubs
- +Redeems as actual cash
Where it costs you
- −Grocery, wholesale club and gas earning caps at $500 cash back per year combined, then drops to 1%
- −Comenity is notorious for closing cards that sit unused
- −Low credit limits are common out of the gate
The Compound Verdict
Pound for pound the best card in the retail cobrand universe and almost nobody knows it exists. Five percent on groceries paid in real cash, no annual fee, no membership requirement. The yearly cap and Comenity's twitchy account management are the only things keeping it from elite status.
Rate this card
Be the first to rate it
Commentson AAA Daily Advantage
Comments are stored in your browser during our community preview. Accounts, moderation and cross-device sync arrive with Credit Compound Community.