Aeroplan Credit Card
By Alex Compton · Last verified
The only US card that earns one of the best Star Alliance currencies directly.
Welcome Bonus
60,000
≈$840 value
Spend Requirement
$3,000
in 3 months
Annual Fee
$95
No FTF
Credit Score
700+
(Good-Excellent)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Apply now or wait?
Consider waitingThis card has offered 75k before; the current 60k is below its typical 65k. Elevated offers have appeared 2 times in the last two years of our data, so if you can wait, history is on your side.
Current offer
60k
All-time high
75k
Typical offer
65k
In place since
September 2026
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-09-05 | 60,000 | $3,000 in 3 mo | Bonus decreased: 70,000 → 60,000Public offer decreased from 70k | Chase Aeroplan Card product page and offer details → |
| 2026-01 | 70,000 | $3,000 in 3 mo | Bonus decreased: 75,000 → 70,000 · Spend: $4,000 → $3,000 | Archive record · no attached snapshot |
| 2025-04 | 75,000 | $4,000 in 3 mo | Bonus increased: 60,000 → 75,000 · Spend: $3,000 → $4,000 | Archive record · no attached snapshot |
| 2023-11 | 60,000 | $3,000 in 3 mo | Bonus decreased: 70,000 → 60,000 | Archive record · no attached snapshot |
| 2022-09 | 70,000 | $3,000 in 3 mo | Bonus increased: 60,000 → 70,000 | Archive record · no attached snapshot |
| 2021-12 | 60,000 | $3,000 in 3 mo | Earliest recordLaunch offer, up to 100k with spend tiers | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledger- changed
Public offer decreased to 60,000 points after $3,000 in three months; current earn rates, fee and status benefits reconciled
Fields: currentOffer, offerHistory, benefits, lastVerified
Chase Aeroplan Card product page and offer details →
Source checked 2026-09-05 · spot an outdated offer? Report a correction above.
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Earning Rates
- 3xAir Canada purchases
- 3xGrocery stores
- 3xDining and takeout
- 1xAll other purchases
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦Free first checked bag on Air Canada for you and up to 8 companions
- ✦Aeroplan 25K elite status for the first year, renewable with $15k annual spend
- ✦500 bonus points for every $2,000 spent in a month, up to 1,500 per month
- ✦Pay Yourself Back: redeem points against travel purchases at a fixed rate
- ✦Up to $120 for Global Entry, TSA PreCheck or NEXUS every four years
- ✦10% bonus on transfers of 50,000+ Ultimate Rewards points, capped at 25,000 bonus points per calendar year
- ✦Aeroplan 35K status after $75,000 in calendar-year spend
Why it earns its spot
- +Aeroplan has excellent Star Alliance award pricing and no fuel surcharges
- +3x on groceries and dining is strong for a cobrand card
- +Elite status path through card spend is unusual at $95
Where it costs you
- −Most useful if Star Alliance award travel is your goal
- −Air Canada has devalued partner sweet spots before
- −Subject to Chase 5/24
The Compound Verdict
This is a points collector's card disguised as an airline cobrand. The grocery and dining multipliers feed one of the most flexible Star Alliance programs, and the bag and status perks are a bonus. If you never fly Star Alliance, look elsewhere.
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