Aeroplan Credit Card
By Alex Compton · Last verified
The only US card that earns one of the best Star Alliance currencies directly.
Welcome Bonus
70,000
≈$980 value
Spend Requirement
$3,000
in 3 months
Annual Fee
$95
No FTF
Credit Score
700+
(Good-Excellent)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Apply now or wait?
Consider waitingThis card has offered 75k before; the current 70k is right at its typical 70k. Elevated offers have appeared 1 time in the last two years of our data, so if you can wait, history is on your side.
Current offer
70k
All-time high
75k
Typical offer
70k
In place since
January 2026
Last verified 2026-06-09 · spot an outdated offer? Tell us in the comments.
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Earning Rates
- 3xAir Canada purchases
- 3xGrocery stores
- 3xDining and takeout
- 1xAll other purchases
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦Free first checked bag on Air Canada for you and up to 8 companions
- ✦Aeroplan 25K elite status for the first year, renewable with $15k annual spend
- ✦500 bonus points for every $2,000 spent in a month, up to 1,500 per month
- ✦Pay Yourself Back: redeem points against travel purchases at a fixed rate
- ✦Global Entry, TSA PreCheck or NEXUS credit every 4 years
Why it earns its spot
- +Aeroplan has excellent Star Alliance award pricing and no fuel surcharges
- +3x on groceries and dining is strong for a cobrand card
- +Elite status path through card spend is unusual at $95
Where it costs you
- −Most useful if Star Alliance award travel is your goal
- −Air Canada has devalued partner sweet spots before
- −Subject to Chase 5/24
The Compound Verdict
This is a points collector's card disguised as an airline cobrand. The grocery and dining multipliers feed one of the most flexible Star Alliance programs, and the bag and status perks are a bonus. If you never fly Star Alliance, look elsewhere.
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