Amazon Visa
The Prime Visa without the Prime: 3% at Amazon, no membership required.
Welcome Bonus
$50
≈$50 value
Spend Requirement
None
Annual Fee
$0
No FTF
Credit Score
670+
(Good)
Current offer note: $50 Amazon gift card instantly upon approval
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Last verified 2026-06-10 · spot an outdated offer? Tell us in the comments.
Earning Rates
- 3xAmazon.com, Amazon Fresh, Whole Foods and Chase Travel
- 2xGas stations, restaurants and local transit
- 1xAll other purchases
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦Gift card bonus lands instantly, no spend requirement
- ✦No foreign transaction fees
- ✦Purchase protection and extended warranty
- ✦Auto rental collision damage waiver
Why it earns its spot
- +3% at Amazon with zero membership cost
- +No annual fee and no FTF
Where it costs you
- −Prime members get 5% on the Prime Visa instead
- −Weak outside the Amazon ecosystem
- −Subject to Chase 5/24
The Compound Verdict
Only sensible if you shop Amazon regularly but refuse to pay for Prime. The moment you have a Prime membership, the Prime Visa's 5% makes this version obsolete. Decide on the membership first, then pick the card.
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