Amazon Visa
By Alex Compton · Last verified
The Prime Visa without the Prime: 3% at Amazon, no membership required.
Welcome Bonus
Under review
Current claim suppressed
Spend Requirement
Under review
Annual Fee
Under review
Last recorded terms remain in the history below
Credit Score
670+
(Good)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-01 | $50 | No recorded spend | Bonus decreased: $60 → $50$50 gift card upon approval | Archive record · no attached snapshot |
| 2024-07 | $60 | No recorded spend | Bonus increased: $50 → $60$60 gift card promo | Archive record · no attached snapshot |
| 2022-01 | $50 | No recorded spend | Earliest record$50 gift card upon approval | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledgerEvent-level primary-source attachments begin with the September 2026 verification system. Older records remain visible but are not retroactively presented as evidenced.
Source checked 2026-06-10 · spot an outdated offer? Report a correction above.
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Last Recorded Earning Rates
These terms are historical context and are not presented as current.
- 3xAmazon.com, Amazon Fresh, Whole Foods and Chase Travel
- 2xGas stations, restaurants and local transit
- 1xAll other purchases
Last Recorded Credits
No statement credits, this card wins on earn rates, not coupons.
Last Recorded Benefits
Confirm availability and enrollment requirements with the issuer.
- ✦Gift card bonus lands instantly, no spend requirement
- ✦No foreign transaction fees
- ✦Purchase protection and extended warranty
- ✦Auto rental collision damage waiver
Why it earns its spot
- +3% at Amazon with zero membership cost
- +No annual fee and no FTF
Where it costs you
- −Prime members get 5% on the Prime Visa instead
- −Weak outside the Amazon ecosystem
- −Subject to Chase 5/24
The Compound Verdict
Only sensible if you shop Amazon regularly but refuse to pay for Prime. The moment you have a Prime membership, the Prime Visa's 5% makes this version obsolete. Decide on the membership first, then pick the card.
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