Amazon Visa
By Alex Compton · Last verified
The Prime Visa without the Prime: 3% at Amazon, no membership required.
Welcome Bonus
$50
≈$50 value
Spend Requirement
None
Annual Fee
$0
No FTF
Credit Score
670+
(Good)
Current offer note: $50 Amazon gift card loaded instantly on approval
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Apply now or wait?
Consider waitingThis card has offered $60 before; the current $50 is right at its typical $50. Elevated offers have been rare lately, so waiting is a gamble.
Current offer
$50
All-time high
$60
Typical offer
$50
In place since
January 2026
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-10-12 | $50 | No recorded spend | Terms reconfirmed$50 Amazon gift card loaded instantly on approval | Chase Amazon Visa product page (rendered) → |
| 2026-01 | $50 | No recorded spend | Bonus decreased: $60 → $50$50 gift card upon approval | Archive record · no attached snapshot |
| 2024-07 | $60 | No recorded spend | Bonus increased: $50 → $60$60 gift card promo | Archive record · no attached snapshot |
| 2022-01 | $50 | No recorded spend | Earliest record$50 gift card upon approval | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledger- confirmed
$50 gift card on approval, 3/2/1 earn, $0 fee and no FTF confirmed; 3% category list refreshed
Fields: earningRates
Chase Amazon Visa product page (rendered) →
Source checked 2026-10-12 · spot an outdated offer? Report a correction above.
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Earning Rates
- 3xAmazon.com, Audible, Whole Foods Market and Chase Travel
- 2xGas stations, restaurants and local transit, including rideshare
- 1xAll other purchases
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦Gift card bonus lands instantly, no spend requirement
- ✦No foreign transaction fees
- ✦Purchase protection and extended warranty
- ✦Auto rental collision damage waiver
Why it earns its spot
- +3% at Amazon with zero membership cost
- +No annual fee and no FTF
Where it costs you
- −Prime members get 5% on the Prime Visa instead
- −Weak outside the Amazon ecosystem
- −Subject to Chase 5/24
The Compound Verdict
Only sensible if you shop Amazon regularly but refuse to pay for Prime. The moment you have a Prime membership, the Prime Visa's 5% makes this version obsolete. Decide on the membership first, then pick the card.
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