Amazon Visa
By Alex Compton · Last verified
The Prime Visa without the Prime: 3% at Amazon, no membership required.
Welcome Bonus
$50
≈$50 value
Spend Requirement
None
Annual Fee
$0
No FTF
Credit Score
670+
(Good)
Current offer note: $50 Amazon gift card instantly upon approval
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Apply now or wait?
Consider waitingThis card has offered $60 before; the current $50 is right at its typical $50. Elevated offers have appeared 1 time in the last two years of our data, so if you can wait, history is on your side.
Current offer
$50
All-time high
$60
Typical offer
$50
In place since
January 2026
Last verified 2026-06-10 · spot an outdated offer? Tell us in the comments.
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Earning Rates
- 3xAmazon.com, Amazon Fresh, Whole Foods and Chase Travel
- 2xGas stations, restaurants and local transit
- 1xAll other purchases
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦Gift card bonus lands instantly, no spend requirement
- ✦No foreign transaction fees
- ✦Purchase protection and extended warranty
- ✦Auto rental collision damage waiver
Why it earns its spot
- +3% at Amazon with zero membership cost
- +No annual fee and no FTF
Where it costs you
- −Prime members get 5% on the Prime Visa instead
- −Weak outside the Amazon ecosystem
- −Subject to Chase 5/24
The Compound Verdict
Only sensible if you shop Amazon regularly but refuse to pay for Prime. The moment you have a Prime membership, the Prime Visa's 5% makes this version obsolete. Decide on the membership first, then pick the card.
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