Credit Compound
American Express
BBC
Business · No AF

Amex Blue Business Cash

The Blue Business Plus in cash form: 2% on everything, no fee.

★ 8.0/10American ExpressbusinessCash Back
View Current OfferBest for: Businesses that want simple 2% cash back

Welcome Bonus

$250

≈$250 value

Spend Requirement

$3,000

in 3 months

Annual Fee

$0

2.7% FTF

Credit Score

690+

(Good-Excellent)

Current offer note: $250 statement credit

Historical Offers Chart

Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.

Sign-Up Bonus (value)Spending Requirement ($)
$0$100$200$300$400$0$1,000$2,000$3,000$4,0002021-012022-012023-012024-012025-012026-01Sign-Up BonusSpending Requirement ($)

Last verified 2026-06-10 · spot an outdated offer? Tell us in the comments.

Earning Rates

  • 2xAll purchases (up to $50k/yr)
  • 1xAbove $50k/yr

Credits

No statement credits, this card wins on earn rates, not coupons.

Benefits

  • ✦Expanded buying power
  • ✦Amex Offers
  • ✦Purchase protection

Why it earns its spot

  • +Simple 2% on everything with no fee
  • +Cash lands automatically as statement credits

Where it costs you

  • −$50k cap, then 1%
  • −The Blue Business Plus earns transferable points on identical terms

The Compound Verdict

Pick this over the Blue Business Plus only if you truly want cash instead of points. Same 2% structure, same $50k cap, same $0 fee. For most readers the points version compounds harder, but as a set-and-forget business cash card this is hard to beat.

View Current OfferAmerican Express application rules

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