Amex Blue Business Cash
By Alex Compton · Last verified
The Blue Business Plus in cash form: 2% on everything, no fee.
Welcome Bonus
$250
≈$250 value
Spend Requirement
$3,000
in 3 months
Annual Fee
$0
2.7% FTF
Credit Score
690+
(Good-Excellent)
Current offer note: $250 statement credit; public offer confirmed unchanged
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-11-09 | $250 | $3,000 in 3 mo | Terms reconfirmedFreshness-rotation reconfirmation: most current coverage still lists a $250 statement credit after $3,000 in 3 months as the standard public offer. One October 14 report described a targeted $500-after-$5,000 offer, but it was not corroborated by a second independent source, so the public baseline here is left unchanged. | Archive record · no attached snapshot |
| 2026-10-12 | $250 | $3,000 in 3 mo | Terms reconfirmed$250 statement credit; public offer confirmed unchanged | American Express Blue Business Cash product page → |
| 2026-06 | $250 | $3,000 in 3 mo | Terms reconfirmed$250 statement credit | Archive record · no attached snapshot |
| 2025-01 | $250 | $3,000 in 3 mo | Terms reconfirmed$250 | Archive record · no attached snapshot |
| 2020-11 | $250 | $3,000 in 3 mo | Earliest record$250 | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledger- confirmed
$250 after $3k in 3 months; $0 fee; 2% on first $50k confirmed; product URL moved
Fields: applyUrl
American Express Blue Business Cash product page →
Source checked 2026-11-09 · spot an outdated offer? Report a correction above.
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Earning Rates
- 2xAll purchases (up to $50k/yr)
- 1xAbove $50k/yr
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦Expanded buying power
- ✦Amex Offers
- ✦Purchase protection
Why it earns its spot
- +Simple 2% on everything with no fee
- +Cash lands automatically as statement credits
Where it costs you
- −$50k cap, then 1%
- −The Blue Business Plus earns transferable points on identical terms
The Compound Verdict
Pick this over the Blue Business Plus only if you truly want cash instead of points. Same 2% structure, same $50k cap, same $0 fee. For most readers the points version compounds harder, but as a set-and-forget business cash card this is hard to beat.
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