Credit Compound
American Express
EveryDay Preferred
Personal · $95 AF

Amex EveryDay Preferred Credit Card

4.5x at supermarkets if you swiped 30 times a month. Closed to new applicants since 2024.

7.0/10American ExpresspersonalAmex Membership Rewards
View Current OfferBest for: Existing holders who max the 50% transaction bonus

Welcome Bonus

15,000

≈$300 value

Spend Requirement

$2,000

in 6 months

Annual Fee

$95

2.7% FTF

Credit Score

690+

(Good-Excellent)

Current offer note: Last public offer. Closed to new applicants 9/25/24

Historical Offers Chart

Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.

Sign-Up Bonus (points)Spending Requirement ($)
05,00010,00015,00020,000$0$1,000$2,000$3,000$4,0002019-012020-012021-012022-012023-012024-012025-012026-01Sign-Up BonusSpending Requirement ($)

Last verified 2026-06-10 · spot an outdated offer? Tell us in the comments.

Earning Rates

  • 3xUS supermarkets (up to $6k/yr)
  • 2xUS gas stations
  • 1xAll other purchases

Credits

No statement credits, this card wins on earn rates, not coupons.

Benefits

  • 50% extra points with 30+ purchases per billing period
  • Full Membership Rewards transfer access
  • Amex Offers

Why it earns its spot

  • +With the 50% bonus, an effective 4.5x at supermarkets rivaled the Gold at a third of the fee
  • +2x gas was rare in the Amex lineup

Where it costs you

  • Closed to new applicants since September 2024
  • 30 transactions a month was a real chore
  • $95 fee with no credits to offset it

The Compound Verdict

A cult favorite for grocery optimizers willing to play the 30-swipe game. Amex closing it pushed that crowd to the Gold. If you still hold one and hit the transaction bonus, it remains a quietly excellent earner.

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