Terms checked 2026-10-26
The Platinum with an escape hatch: cash points out to your Schwab brokerage at 1.1 cents.
80,000 pts bonus (≈$1,600)AF: $895Rating: 9.0/10
Amex EveryDay Preferred Credit Card
By Alex Compton · Last verified
4.5x at supermarkets if you swiped 30 times a month. Closed to new applicants since 2024.
★ 7.0/10American ExpresspersonalAmex Membership Rewards
DiscontinuedBest for: Existing holders who max the 50% transaction bonus
Welcome Bonus
15,000
Last recorded offer
Spend Requirement
$2,000
Last recorded requirement
Annual Fee
$95
Last recorded · 2.7% FTF
Credit Score
690+
(Good-Excellent)
Common Questions
Is the Amex EveryDay Preferred Credit Card discontinued?
Yes. Last public offer. Closed to new applicants 9/25/24. 4.5x at supermarkets if you swiped 30 times a month. Closed to new applicants since 2024.
What can I use instead of the Amex EveryDay Preferred Credit Card?
The closest open alternatives we track are the The Platinum Card from American Express Exclusively for Charles Schwab, The Platinum Card from American Express, The Platinum Card from American Express Exclusively for Morgan Stanley. Each links to our full review with its current offer and complete breakdown.
Open Alternatives
The Amex EveryDay Preferred Credit Card is no longer open to new applicants. Compare these cards for a similar use.
The Platinum Card from American ExpressAmerican Express
Terms checked 2026-10-19
Travel benefits and statement credits with a substantial annual fee and specific usage rules.
As high as 175,000 pts bonus (≈$3,500)AF: $895Rating: 8.9/10
Terms checked 2026-10-23
A no-fee first Additional Platinum Card, with CashPlus savings that depend on your account costs
80,000 pts bonus (≈$1,600)AF: $895Rating: 8.9/10
Historical Offers Chart
Dated offer history for this discontinued product.
Sign-Up Bonus (points)Spending Requirement ($)
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-06 | 15,000 | $2,000 in 6 mo | Terms reconfirmedLast public offer. Closed to new applicants 9/25/24 | Archive record · no attached snapshot |
| 2022-01 | 15,000 | $2,000 in 6 mo | Spend: $1,000 → $2,000 · Window: 3 months → 6 months | Archive record · no attached snapshot |
| 2019-01 | 15,000 | $1,000 in 3 mo | Earliest record | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledgerEvent-level primary-source attachments begin with the September 2026 verification system. Older records remain visible but are not retroactively presented as evidenced.
Historical record · spot an outdated offer? Report a correction above.
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Last Recorded Earning Rates
These terms are historical context and are not presented as current.
- 3xUS supermarkets (up to $6k/yr)
- 2xUS gas stations
- 1xAll other purchases
Last Recorded Credits
No statement credits, this card wins on earn rates, not coupons.
Last Recorded Benefits
Confirm availability and enrollment requirements with the issuer.
- ✦50% extra points with 30+ purchases per billing period
- ✦Full Membership Rewards transfer access
- ✦Amex Offers
Why it earns its spot
- +With the 50% bonus, an effective 4.5x at supermarkets rivaled the Gold at a third of the fee
- +2x gas was rare in the Amex lineup
Where it costs you
- −Closed to new applicants since September 2024
- −30 transactions a month was a real chore
- −$95 fee with no credits to offset it
The Compound Verdict
A cult favorite for grocery optimizers willing to play the 30-swipe game. Amex closing it pushed that crowd to the Gold. If you still hold one and hit the transaction bonus, it remains a quietly excellent earner.
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