ANA Card U.S.A. Plus
By Alex Compton · Last verified
The only US card that earns ANA miles directly, fee waived the first year.
Welcome Bonus
15,000
≈$210 value
Spend Requirement
$7,000
in 3 months
Annual Fee
$85
No FTF
Credit Score
670+
(Good)
Current offer note: 5,000 miles after first purchase plus 10,000 after $7,000; campaign offer
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Apply now or wait?
Apply nowThis is the best public offer this card has ever had. In 3 tracked offers going back to 2025, nothing has beaten 15k.
Current offer
15k
All-time high
15k
Typical offer
15k
In place since
April 2026
Last verified 2026-06-11 · spot an outdated offer? Tell us in the comments.
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Earning Rates
- 2xEligible ANA flight purchases
- 1xEverything else
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦$0 intro annual fee for the first year
- ✦No foreign transaction fees on the Plus version
- ✦Discounts at ANA partner hotels and shops in Japan
- ✦Keeps ANA Mileage Club miles active
Why it earns its spot
- +ANA miles are one of the best premium-cabin currencies in the world
- +Only direct US earning path outside Amex transfers
Where it costs you
- −Tiny bonus for a steep $7,000 spend requirement
- −1x base earning is far behind transferable-point cards
The Compound Verdict
FNBO launched the Plus in February 2025 and closed the original 2022 ANA Card U.S.A. to new applicants, finally dropping the old card's foreign transaction fee. As an earning engine it loses badly to a Membership Rewards card transferring to ANA. Its real audience is Japan-bound expats who want mileage activity, partner discounts and a Japanese-friendly card relationship.
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