ANA Card U.S.A. Plus
By Alex Compton · Last verified
The only US card that earns ANA miles directly, fee waived the first year.
Welcome Bonus
Under review
Current claim suppressed
Spend Requirement
Under review
Annual Fee
Under review
Last recorded terms remain in the history below
Credit Score
670+
(Good)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-06 | 15,000 | $7,000 in 3 mo | Terms reconfirmed | Archive record · no attached snapshot |
| 2026-04 | 15,000 | $7,000 in 3 mo | Bonus increased: 10,000 → 15,000Enrollment campaign | Archive record · no attached snapshot |
| 2025-02 | 10,000 | $7,000 in 3 mo | Earliest recordPlus launch offer | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledgerEvent-level primary-source attachments begin with the September 2026 verification system. Older records remain visible but are not retroactively presented as evidenced.
Source checked 2026-06-11 · spot an outdated offer? Report a correction above.
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Last Recorded Earning Rates
These terms are historical context and are not presented as current.
- 2xEligible ANA flight purchases
- 1xEverything else
Last Recorded Credits
No statement credits, this card wins on earn rates, not coupons.
Last Recorded Benefits
Confirm availability and enrollment requirements with the issuer.
- ✦$0 intro annual fee for the first year
- ✦No foreign transaction fees on the Plus version
- ✦Discounts at ANA partner hotels and shops in Japan
- ✦Keeps ANA Mileage Club miles active
Why it earns its spot
- +ANA miles are one of the best premium-cabin currencies in the world
- +Only direct US earning path outside Amex transfers
Where it costs you
- −Tiny bonus for a steep $7,000 spend requirement
- −1x base earning is far behind transferable-point cards
The Compound Verdict
FNBO launched the Plus in February 2025 and closed the original 2022 ANA Card U.S.A. to new applicants, finally dropping the old card's foreign transaction fee. As an earning engine it loses badly to a Membership Rewards card transferring to ANA. Its real audience is Japan-bound expats who want mileage activity, partner discounts and a Japanese-friendly card relationship.
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