Amtrak Guest Rewards Preferred MastercardFirst National Bank of Omaha
Terms checked 2026-10-12
The only premium rail card in America, and the perks actually clear the fee.
30,000 pts bonus (≈$750)AF: $99Rating: 7.4/10
Best Western Rewards Premium Mastercard
By Alex Compton · Last verified
The old FNBO Best Western card is gone; the brand now lives on a First Bank & Trust Visa.
★ 6.0/10First National Bank of OmahapersonalBest Western Rewards Points
DiscontinuedBest for: Historical reference; apply for the First Bank & Trust version instead
Welcome Bonus
None recorded
Last recorded offer
Spend Requirement
None recorded
Last recorded requirement
Annual Fee
$89
Last recorded · No FTF
Credit Score
670+
(Good)
Common Questions
Is the Best Western Rewards Premium Mastercard discontinued?
Yes. Discontinued. FNBO stopped accepting applications in mid 2024.. The old FNBO Best Western card is gone; the brand now lives on a First Bank & Trust Visa.
What can I use instead of the Best Western Rewards Premium Mastercard?
The closest open alternatives we track are the Amtrak Guest Rewards Preferred Mastercard, MGM Rewards World Elite Mastercard, Amtrak Guest Rewards Mastercard. Each links to our full review with its current offer and complete breakdown.
Open Alternatives
The Best Western Rewards Premium Mastercard is no longer open to new applicants. Compare these cards for a similar use.
MGM Rewards World Elite MastercardFirst National Bank of Omaha
Terms checked 2026-10-12
Free self-parking on the Strip for the price of nothing.
20,000 pts bonus (≈$200)AF: $0Rating: 6.8/10
Amtrak Guest Rewards MastercardFirst National Bank of Omaha
Terms checked 2026-10-12
A free way to keep Amtrak points alive and earn 2x on dining.
20,000 pts bonus (≈$500)AF: $0Rating: 6.6/10
Historical Offers Chart
Dated offer history for this discontinued product.
Sign-Up Bonus (points)Spending Requirement ($)
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-06 | 0 | No recorded spend | Offer ended: 80,000 → 0 · Spend: $3,000 → $0 · Window: 3 months → 0 monthsDiscontinued | Archive record · no attached snapshot |
| 2024-05 | 80,000 | $3,000 in 3 mo | Terms reconfirmedFinal offer before applications closed | Archive record · no attached snapshot |
| 2021-03 | 80,000 | $3,000 in 3 mo | Bonus increased: 50,000 → 80,000Elevated offer | Archive record · no attached snapshot |
| 2020-06 | 50,000 | $3,000 in 3 mo | Earliest recordTypical standing offer | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledgerEvent-level primary-source attachments begin with the September 2026 verification system. Older records remain visible but are not retroactively presented as evidenced.
Historical record · spot an outdated offer? Report a correction above.
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Last Recorded Earning Rates
These terms are historical context and are not presented as current.
- 10xBest Western stays
- 1xEverything else
Last Recorded Credits
No statement credits, this card wins on earn rates, not coupons.
Last Recorded Benefits
Confirm availability and enrollment requirements with the issuer.
- ✦Automatic Platinum elite status while the card was open
- ✦Anniversary bonus points for hitting an annual spend threshold
- ✦Best Western points never expire for cardholders
Why it earns its spot
- +Big headline bonuses against cheap award nights
- +Platinum status came free with the fee
Where it costs you
- −Closed to new applicants since mid 2024
- −Best Western points are a 0.6-cent currency, so 80,000 points is about $480
- −Weak earning outside Best Western stays
The Compound Verdict
FNBO quietly stopped taking applications in summer 2024 and Best Western relaunched that September with two new Visa cards from First Bank & Trust: a no-fee card with a 40,000-point offer and an $89 premium card at 80,000 points with 10x at Best Western. Legacy FNBO cardholders keep their accounts. If you want the brand today, the First Bank & Trust premium Visa is the functional successor.
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