MastercardBest Western Rewards Premium Mastercard
The old FNBO Best Western card is gone; the brand now lives on a First Bank & Trust Visa.
Welcome Bonus
None
Discontinued. FNBO stopped accepting applications in mid 2024.
Spend Requirement
None
Annual Fee
$89
No FTF
Credit Score
670+
(Good)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Last verified 2026-06-11 · spot an outdated offer? Tell us in the comments.
Earning Rates
- 10xBest Western stays
- 1xEverything else
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦Automatic Platinum elite status while the card was open
- ✦Anniversary bonus points for hitting an annual spend threshold
- ✦Best Western points never expire for cardholders
Why it earns its spot
- +Big headline bonuses against cheap award nights
- +Platinum status came free with the fee
Where it costs you
- −Closed to new applicants since mid 2024
- −Best Western points are a 0.6-cent currency, so 80,000 points is about $480
- −Weak earning outside Best Western stays
The Compound Verdict
FNBO quietly stopped taking applications in summer 2024 and Best Western relaunched that September with two new Visa cards from First Bank & Trust: a no-fee card with a 40,000-point offer and an $89 premium card at 80,000 points with 10x at Best Western. Legacy FNBO cardholders keep their accounts. If you want the brand today, the First Bank & Trust premium Visa is the functional successor.
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